I have really mixed feelings about this story.
Firstly, let me say I read this on the recommendation of a friend, but not until actually buying it when a national CAP representative came to our church.
I've long been interested in financial matters, and had been educating myself through the likes of Dave Ramsey and Mr Money Mustache. I have also done the CAP money course through my church.
With that as my background for reading this story, I couldn't help but admire the good work done through the UK debt centres, but I REALLY struggled with the philosophy of not paying people on time and investing in growth without capital. I'm a Christian too, and I can admire the huge steps of faith that these people took in getting CAP off the ground, and the results speak for themselves - thousands of people pulled out from under a load of debt and despair, but it just struck a nerve in me.
Past experience has taught me that my nerves can be telling me one of two things: either the thing is wrong, or the thing is right and there is something IN ME that is wrong. Do the ends justify the means? Probably. Was anybody actually really hurt by the strategies used by CAP in the early years? It doesn't seem like it. Is my faith and willingness to step out being tested? For sure!
As for the writing style, it is basically a collection of journal entries with explanations and summaries interspersed. There are also segments written by others involved in the process. Easy enough to read, but it took me a while, because it wasn't captivating.