Growing up in an underprivileged and enormous family, Annie Carlson's wished to become rich so that she could enjoy a glamorous life, the way Raffy Watkins, the only heir of the billionaire Spouses Watkins does. She does her homework to live her dreams, and it amazed her how things worked out, but her desires are insatiable. Annie wants the whole fortune of the Watkins family. She designed a scheme to get everything they have without being blameworthy by putting all the accountability on a gentle, quiet, and meek Charlene Gutierrez. On the flipside, Charlene Gutierrez is longing to see her long-lost dad. She's determined to conquer the quest of finding him, which means having a complicated life away from her mom in their native land. The only connecting piece she has to his father is the amulet which she's unaware that a ghost kid dwells. Their common aspiration is to have a wonderful white Christmas with their loved ones.