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Budget Happy: the win-win secret to saving and spending money
Hi, I'm Lisa, and I want to give the word 'budget' a makeover!
For most people, the very thought of budgeting makes them want to run a mile. It suggests restriction, going without and only buying the cheapest of the cheap. But at its best, budgeting can mean making smart decisions, planning your spending carefully and having plenty left over for treats.
Growing up, I absorbed so many toxic ideas that when I became an adult, I started modelling unhealthy financial behaviours myself, living paycheck to paycheck with little regard for saving.
During the December 2021 lockdown, I came across the phenomenon of 'cash-stuffing' on TikTok, where you withdraw your spending money weekly or monthly and divvy it up into sections of a binder. With nothing to lose, and knowing I needed to change my habits, I ordered my binder and started portioning out my notes. And less than a year later, more than 188,000 of you are on this journey with me at @mumwhobudgets! I want to help each and every one of you to get on top of your spending and feel more confident with money.
In this book I
- share my personal journey with you, to show how important the way we talk about and behave with money is
- explore how to put together a budget that is realistic for you and your family
- break down the cash-stuffing method in detail to arm you with all the tools you need to get started
So what are you waiting for? Dive in and open up that binder, because it's time to BUDGET HAPPY.
READERS LOVE BUDGET HAPPY
'It will get you on the right track to help with money goals' *****
'A great guide into how to get started with budgeting' *****
'Hands down the best budget book I have read' *****
'Amazing book, only wish I bought it sooner' *****
'Would recommend to everyone' *****
'Has really changed how I spend my money already' *****
For most people, the very thought of budgeting makes them want to run a mile. It suggests restriction, going without and only buying the cheapest of the cheap. But at its best, budgeting can mean making smart decisions, planning your spending carefully and having plenty left over for treats.
Growing up, I absorbed so many toxic ideas that when I became an adult, I started modelling unhealthy financial behaviours myself, living paycheck to paycheck with little regard for saving.
During the December 2021 lockdown, I came across the phenomenon of 'cash-stuffing' on TikTok, where you withdraw your spending money weekly or monthly and divvy it up into sections of a binder. With nothing to lose, and knowing I needed to change my habits, I ordered my binder and started portioning out my notes. And less than a year later, more than 188,000 of you are on this journey with me at @mumwhobudgets! I want to help each and every one of you to get on top of your spending and feel more confident with money.
In this book I
- share my personal journey with you, to show how important the way we talk about and behave with money is
- explore how to put together a budget that is realistic for you and your family
- break down the cash-stuffing method in detail to arm you with all the tools you need to get started
So what are you waiting for? Dive in and open up that binder, because it's time to BUDGET HAPPY.
READERS LOVE BUDGET HAPPY
'It will get you on the right track to help with money goals' *****
'A great guide into how to get started with budgeting' *****
'Hands down the best budget book I have read' *****
'Amazing book, only wish I bought it sooner' *****
'Would recommend to everyone' *****
'Has really changed how I spend my money already' *****
149 pages, Kindle Edition
Published February 28, 2023
13 people are currently reading
26 people want to read
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Displaying 1 - 9 of 9 reviews
May 3, 2023
I came across Lisa’s TikTok at a time where I was really starting to get bogged down with my spending. There was never any money left at the end of the month. I started cash stuffing based on Lisa’s advice and have just introduced a second binder. It’s completely changed how I budget and spend money. I budget for everything now and finally have a ‘just in case’ fund which has relieved all my anxiety around money. This book is a real starting point for anyone looking to get their finances in order.
July 30, 2023
Borrowed from the library. Has a lot of good information in but the conversational tone wasn't for me. I like these sorts of things more "bullet pointy".
This seems more applicable for families and not one person living on his own. I definitely recommend it, I just don't feel I got a whole lot out of it I didn't already suspect.
This seems more applicable for families and not one person living on his own. I definitely recommend it, I just don't feel I got a whole lot out of it I didn't already suspect.
Read
January 6, 2024A useful read
I have started cash stuffing quite recently. I follow Lisa on TikTok and wanted to read this book for handy hints and advise. I feel optimistic about being able to budget and save. I felt quite emotional at the end because budgeting has made such a big difference to Lisa's life and I hope it will to mine too.
I have started cash stuffing quite recently. I follow Lisa on TikTok and wanted to read this book for handy hints and advise. I feel optimistic about being able to budget and save. I felt quite emotional at the end because budgeting has made such a big difference to Lisa's life and I hope it will to mine too.
March 12, 2023
Amazing
Am amazing book written by an amazing person. You share and share your budgeting with us on tiktok and never ask anything in return hats off to Lisa simple and to the point...
Am amazing book written by an amazing person. You share and share your budgeting with us on tiktok and never ask anything in return hats off to Lisa simple and to the point...
March 15, 2023
Informative
Found this book very informative and full of useful information on how to set up a money binder, I follow Lisa on tiktok and love her videos.
Found this book very informative and full of useful information on how to set up a money binder, I follow Lisa on tiktok and love her videos.
October 20, 2023
Budget and Cash Stuffing
Fabulous for people to help budget and start cash stuffing and saving. Lots helpful ideas to start. Everyone journey is different
Fabulous for people to help budget and start cash stuffing and saving. Lots helpful ideas to start. Everyone journey is different
November 30, 2024
Some useful money saving tips which I will take on board, but I think Woodley's 'cash stuffing' methods are a bit dated in a society which is going cashless. Never the less it is a good read!
This entire review has been hidden because of spoilers.
July 3, 2025
I mean I need advice on how to spend money more than save it
January 11, 2026
Easy to read and understand
Easy to understand which is great for me as I am dyslexic. Makes sense and has made me want to see how much I can improve my habit of spending too much.
Easy to understand which is great for me as I am dyslexic. Makes sense and has made me want to see how much I can improve my habit of spending too much.
Displaying 1 - 9 of 9 reviews