'I don't know how I managed to fit in a working life. I've never been busier ' We've all heard retired friends and colleagues say something like this and secretly what do they do all day? Did they leave a long working life and immediately adapt to a new life in retirement? No, they didn't. Retirement is a major life change and anyone contemplating the transition needs to be prepared - emotionally, psychologically and financially. Why? Because now, many of us are retiring early, or being retrenched, in our fifties and sixties and we are living longer, healthier lives - 20 to 30 years in retirement - almost as long as we worked for a living. When we retire we need to feel we're still connected to society; to participate in meaningful activities, even start a new business. We need more than endless sunsets to fulfill our life. But retirement doesn't just happen, and Changing Course is designed to help you plan for this major life change.