For Richer, Not Poorer: The Money Book for Couples

by Ruth L. Hayden

Money matters are some of the most difficult areas for spouses to approach in an open and honest way. They are also some of the leading causes of breakups and divorces. This innovative, life-changing book's unique pproach does not offer a quick fix; rather, an evolutionary process that will teach you how to make your money life work in a way that fosters a strong, committed, lifelong partnership. You'll learn how to work together in a financial partnership focused on budget and cash flow. Even as your life as a couple changes and the numbers in your budget fluctuate, you will be able use the methods, strategies and skills you learn in this book for a lifetime.

Genres: Money, Personal Finance

256 pages, Paperback

First published September 1, 1999

Reviews

[Ana]

I read this book several years ago and its very good. I want to read it again. Since my partner is in grad school and I am also, we could use a little financial reevaluation due to our limited (and no) income!

[David · Rating 4 out of 5]

A good book, if you can get your partner on board, which I couldn't do. Both partners need to be willing to admit past failure (a hard thing for my beloved), and plan for the future (an impossible thing for my beloved). I enjoyed the ideas very much, and I can see how they would help our finances immensely. But, when your spouse is not willing, it isn't going to happen.

Hayden gets into the psychology of money and spending, which is excellent. It helps purge past mistakes and arguments by helping couples put such things in the past. It also helps with future planning by tying emotional desires as well as practical expenses into a budget that is rigid enough for success, but flexible enough to allow for unpredictables.

Just make sure you earn at least 60K between the two of you, and that your spouse is willing to do the two things listed in my first paragraph. I have neither, hence the four stars, rather than five. If you do have these two things, you'll get a lot out of this book.

[Megan]

At the beginning of going through this book together, Sara and I grumbled a lot and shouted "Ruth Hayden hates us and doesn't want us to have any fun!".
There is a surprise ending, though (spoiler alert). Ruth Hayden wants us to be happy and able to buy a house some day. Really.

[Beth · Rating 4 out of 5]

The title is somewhat deceptive. It is not a book on how to become rich. It is an advice book for couples on how to communicate about finances. Dean and I are finding it very helpful.

[Teresaebbenhotmail.com]

an interesting book to work on as a couple

[Katie Pierson · Rating 2 out of 5]

This is for couples who fight about money. I was just looking for some tips (I did find some good ones). Tedious writing style.

[John Hoffoss · Rating 5 out of 5]

The best guide to improving money handling in a relationship that I've seen.