Ages 7 and under With children having no shortage of spending options it is essential to train them in how to handle money before they succumb to spending beyond their means and falling into debt. Proverbs 22:6 instructs that a child should be trained “in the way he should go, and when he is old he will not turn from it.” By the time children leave university many will have accumulated debt which may not be repaid until they are in their 40s. The next verse in Proverbs (22:7) tells us that the borrower is slave to the lender. Teaching your children about how to handle money is a number one priority. Make sure your children don’t get into the debt-trap. Teach your children what the Bible says about money Give, Save, Spend is a Bible-based study-story that introduces children to what the Bible has to say about how we handle our money. There are over 2,300 verses in the Bible about money while 15 per cent of Jesus’ recorded words are about money and possessions. For use in the home, Children’s Church and Christian Schools Give, Save, Spend teaches God’s way of handling money. Discover these truths as Alfie, Amy, Jack and Lebo try to save enough money to buy a puppy. As they find out how to earn, save, give and spend money they also learn some important things about God. The book includes illustrations, simple Bible stories, hands-on-activities and a prayer record. It can be used on its own or together with the Teacher’s Guide. Your Money Counts is an interdenominational and international ministry that trains people to apply biblical financial principles to their lives.
HOWARD DAYTON was born in Daytona Beach, Florida in 1943. After graduating from the School of Hotel Administration at Cornell University in 1967, he served two and a half years as a naval officer. In 1969, he developed a successful railroad-themed restaurant in Orlando, Florida. Howard began his commercial real estate development career in 1972, specializing in office development in the Central Florida area. In 1974, after a business partner challenged him to study the Scriptures to discover what God teaches about handling money, Howard's life was profoundly changed. The Lord gave him a passion to share the life-changing principles he discovered, resulting in the authorship of four books, including Your Money: Frustration or Freedom, Your Money Counts, Free and Clear, Your Money Map, and his most recent title, Money and Marriage God’s Way. Howard founded Crown Ministries in 1985 and developed a remarkably effective small group financial study. Crown Ministries merged with Larry Burkett’s Christian Financial Concepts in September 2000 to form Crown Financial Ministries®, the world's largest financial ministry. Howard and his wife, Beverly, were married in 1971 and have two grown children, Matthew and Danielle. Howard and Beverly reside in Gainesville, Georgia, and have just completed leading their 55th small group.