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How Rich People Think
This book will teach you how rich people think. It compares the thoughts, habits and philosophies of the middle class to the world class when it comes to wealth. The differences are as extreme as they are numerous. The strategy is simple: learn how rich people think, copy them, take action and get rich. This book hits hard and never lets up. It's based on a quarter century of interviews with millionaires. It's written in unfiltered, politically incorrect language that makes the point crystal clear and easy to follow. The hundreds of millionaires interviewed for this book had nothing to gain by sharing their secrets, nor any interest in sugar-coating their advice. These people gave me unprecedented access to their lifestyle and playgrounds; from Palm Beach to Aspen. I was searching for the raw, uncensored truth about how rich people think, and they agreed to share it with me on the promise that their names never be published and their remarks never made public. I've mixed their wisdom with my words, and the result is a book so brutally honest it will shock some and inspire others. If you've ever dreamed of living a life most people only see in movies, study this book like a scientist. Freedom from financial worries and a millionaire's lifestyle is closer than you think.
224 pages, Paperback
First published July 1, 2010
313 people are currently reading
3487 people want to read
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August 8, 2018
Siebold - who interviewed the 1% for 26 years to become one - provides a good primer for the beginning student of wealth psychology.
"The world class...
---------
...use every strategy they can."
...avoid unprofitable activities."
...are masters of non-linear thinking."
...study their investments like a scientist, always looking for superior performers."
...never stop raising their level of expectation."
...behave in ways that virtually guarantee their success."
...control their lives because they control their time."
...love to win, and the elation they experience after victory never gets old."
...see money as a special friend that can help them in ways no other friend can."
...have no interest in manipulation or unethical practices."
...are masters at converting critical areas of life to simple formulas."
...bypass their ego and get up when knocked down."
...race toward their goals and dreams believing they are being assisted at every turn."
...know they have the right to be rich if they’re willing to create massive value for others."
...envision a future where love and abundance reign supreme and money flows like water."
...have the belief that success, fulfillment and happiness are the natural order of existence."
...enjoy solving problems because they’re enamored with their occupation and fascinated with its dynamics."
...focus wholeheartedly on the most important goal they desire and a deadline for achievement."
...don’t waste mental energy worrying about their ability to produce cash; they simply begin creating new ideas that solve problems."
...are learning and growing from every success or failure; their true reward is becoming a human success machine that eventually produces outstanding results."
...are masters at taking a single idea and leveraging it in so many ways that it’s difficult to identify its point of origin."
...are selective and protective of their greatest asset: their ability to think. It sometimes alienates them, but it’s a small price to pay for living an extraordinary life."
...develop their confidence over years, but it really doesn’t reach the world-class level until they suffer a catastrophic loss and make an 'impossible' comeback. Then they no longer fear losing."
...are walking through their day thinking they have the world on a string, which leads them to behaviors that support these beliefs and motivates them to take actions that generate results ."
"The masses...
———
...live in a perpetual waiting game for outside forces to grant their every wish."
...love the lottery because deep down they believe it’s their only chance to get rich. They’re probably right."
...love to blame money for as many things as possible, because it psychologically absolves them from the responsibility of acquiring it."
...die waiting for their ship to come in. The truth is, it was always there, in the harbor, waiting for its captain."
...believe in setting low expectations. World-class performers see this as borderline criminal."
...avoid doing things they don’t like, which in the early stages of building wealth is where most opportunities lie. Millionaires don’t like doing these things either, but they do them anyway."
...are only a few beliefs away from being millionaires, but fail to recognize it. Meanwhile, the world class merrily manifests dream after dream as the middle class watches safely from the sidelines, scorning their success and insisting they got lucky."
...are interested more in gossip, drama, and other people’s problems than they are in their own success. The world class purposely ignores the ego-personality problems that plague the middle class."
...revert to naïve adolescence when intoxicated with emotion. World-class parents prepare their kids to encounter this situation and chalk it up to middle-class thinking."
ICICLE ARROWS :
——-----
“Same world, same reality ; different level of consciousness.”
"Life isn’t fair and success isn’t free. Welcome to the jungle."
"If you can choose to be rich, why would you settle for mediocrity?"
"Beliefs are the cause, behaviors the effect, and wealth, the predictable result."
"The professional thinker is the highest paid worker in the world. Few problems can defend the assault of sustained thought."
"The average person knows about 250 people. The rich know thousands. Some know tens of thousands."
"The truth is becoming a millionaire is a skill of its own, unrelated to what you actually do or what market you serve."
"Building the belief that you can get rich before you’ve done it is the challenge. Once you have solidified your belief, you become a force of nature."
"People like Mr. Trump have a fundamental belief they are supposed to be rich, fulfilled and happy. They believe they have every right to be rich, and no matter how many times they fail, they will ultimately win the day. This self-fulfilling prophecy rarely fails because it leads to behaviors that support their beliefs."
"Money demands that you sell, not your weakness to men’s stupidity, but your talent to their reason." - Ayn Rand
"You can be young without money, but you can’t be old without it." — Tennessee Williams
TIPS :
————
"When you believe money is your divine heritage, persist in claiming it."
"Make a decision today to become a world-class optimist."
"The only way to learn how to think like a rich person is to study them."
"There are so few people actually competing at the highest level, you don’t have to be extraordinary to be a millionaire. Be more competent."
"When you’re a millionaire and tired of solving problems, pay someone to solve them for you."
"Mentally prepare yourself for the tidal wave of criticism on your way to riches by expecting it. Don’t ever be surprised when the masses attack you."
"Solve the problem, get compensated, and repeat the process until you’re rich. End of story."
.
"The world class...
---------
...use every strategy they can."
...avoid unprofitable activities."
...are masters of non-linear thinking."
...study their investments like a scientist, always looking for superior performers."
...never stop raising their level of expectation."
...behave in ways that virtually guarantee their success."
...control their lives because they control their time."
...love to win, and the elation they experience after victory never gets old."
...see money as a special friend that can help them in ways no other friend can."
...have no interest in manipulation or unethical practices."
...are masters at converting critical areas of life to simple formulas."
...bypass their ego and get up when knocked down."
...race toward their goals and dreams believing they are being assisted at every turn."
...know they have the right to be rich if they’re willing to create massive value for others."
...envision a future where love and abundance reign supreme and money flows like water."
...have the belief that success, fulfillment and happiness are the natural order of existence."
...enjoy solving problems because they’re enamored with their occupation and fascinated with its dynamics."
...focus wholeheartedly on the most important goal they desire and a deadline for achievement."
...don’t waste mental energy worrying about their ability to produce cash; they simply begin creating new ideas that solve problems."
...are learning and growing from every success or failure; their true reward is becoming a human success machine that eventually produces outstanding results."
...are masters at taking a single idea and leveraging it in so many ways that it’s difficult to identify its point of origin."
...are selective and protective of their greatest asset: their ability to think. It sometimes alienates them, but it’s a small price to pay for living an extraordinary life."
...develop their confidence over years, but it really doesn’t reach the world-class level until they suffer a catastrophic loss and make an 'impossible' comeback. Then they no longer fear losing."
...are walking through their day thinking they have the world on a string, which leads them to behaviors that support these beliefs and motivates them to take actions that generate results ."
"The masses...
———
...live in a perpetual waiting game for outside forces to grant their every wish."
...love the lottery because deep down they believe it’s their only chance to get rich. They’re probably right."
...love to blame money for as many things as possible, because it psychologically absolves them from the responsibility of acquiring it."
...die waiting for their ship to come in. The truth is, it was always there, in the harbor, waiting for its captain."
...believe in setting low expectations. World-class performers see this as borderline criminal."
...avoid doing things they don’t like, which in the early stages of building wealth is where most opportunities lie. Millionaires don’t like doing these things either, but they do them anyway."
...are only a few beliefs away from being millionaires, but fail to recognize it. Meanwhile, the world class merrily manifests dream after dream as the middle class watches safely from the sidelines, scorning their success and insisting they got lucky."
...are interested more in gossip, drama, and other people’s problems than they are in their own success. The world class purposely ignores the ego-personality problems that plague the middle class."
...revert to naïve adolescence when intoxicated with emotion. World-class parents prepare their kids to encounter this situation and chalk it up to middle-class thinking."
ICICLE ARROWS :
——-----
“Same world, same reality ; different level of consciousness.”
"Life isn’t fair and success isn’t free. Welcome to the jungle."
"If you can choose to be rich, why would you settle for mediocrity?"
"Beliefs are the cause, behaviors the effect, and wealth, the predictable result."
"The professional thinker is the highest paid worker in the world. Few problems can defend the assault of sustained thought."
"The average person knows about 250 people. The rich know thousands. Some know tens of thousands."
"The truth is becoming a millionaire is a skill of its own, unrelated to what you actually do or what market you serve."
"Building the belief that you can get rich before you’ve done it is the challenge. Once you have solidified your belief, you become a force of nature."
"People like Mr. Trump have a fundamental belief they are supposed to be rich, fulfilled and happy. They believe they have every right to be rich, and no matter how many times they fail, they will ultimately win the day. This self-fulfilling prophecy rarely fails because it leads to behaviors that support their beliefs."
"Money demands that you sell, not your weakness to men’s stupidity, but your talent to their reason." - Ayn Rand
"You can be young without money, but you can’t be old without it." — Tennessee Williams
TIPS :
————
"When you believe money is your divine heritage, persist in claiming it."
"Make a decision today to become a world-class optimist."
"The only way to learn how to think like a rich person is to study them."
"There are so few people actually competing at the highest level, you don’t have to be extraordinary to be a millionaire. Be more competent."
"When you’re a millionaire and tired of solving problems, pay someone to solve them for you."
"Mentally prepare yourself for the tidal wave of criticism on your way to riches by expecting it. Don’t ever be surprised when the masses attack you."
"Solve the problem, get compensated, and repeat the process until you’re rich. End of story."
.
August 22, 2016
Good points. I agree with them all.
But he presents these principles as if your mindset is everything. It’s true that to succeed in life, right mindset and beliefs are required. But having the right beliefs and mindset alone ain’t gonna cut it.
In the realm of human behavior, nothing can be tracked down to one element. It’s never one thing. But we don’t like complexity. We want simple answers for our complex questions. So the promise of “If you do this one thing, you can have/achieve all these good results” appears. It’s the same problem with “the secret”. There is truth to it. But it’s not all there is to it. Ergo lying by omission.
Sometimes he gets repetitive. And some of the resources he recommends are questionable or not related to the topic, including “Die Fat or Get Tough: 101 Differences in Thinking Between Fat People and Fit People" by Steve Siebold!
But he presents these principles as if your mindset is everything. It’s true that to succeed in life, right mindset and beliefs are required. But having the right beliefs and mindset alone ain’t gonna cut it.
In the realm of human behavior, nothing can be tracked down to one element. It’s never one thing. But we don’t like complexity. We want simple answers for our complex questions. So the promise of “If you do this one thing, you can have/achieve all these good results” appears. It’s the same problem with “the secret”. There is truth to it. But it’s not all there is to it. Ergo lying by omission.
Sometimes he gets repetitive. And some of the resources he recommends are questionable or not related to the topic, including “Die Fat or Get Tough: 101 Differences in Thinking Between Fat People and Fit People" by Steve Siebold!
August 27, 2012
Read a chapter a day and change the way you think! I especially loved the Critical Thinking question at the end of each chapter. Note: this book is best read by anyone who is interested in change.
December 11, 2016
Technically, i didn't finish reading it, and most probably i will never would, however, to bring make my fail in reading 12 books this year less hurtful, I'm going to mark it as read anyways.
I thought about putting it aside the moment it presented Mr. Trump - pardon me, president elect Mr. Trump - as a role model, and and the moment it promoted "whatever they call it" marketing, the cone where you get to abuse your relationship with friends and family in order to generate money for god knows who!
I kept reading, because it still has something reasonable to read and learn, but the author kept repeating over and over again. Few pages after the 100, i decided enough is enough!
P.S me watching Moore's documentary love story with capitalism last night has nothing to do with this review
I thought about putting it aside the moment it presented Mr. Trump - pardon me, president elect Mr. Trump - as a role model, and and the moment it promoted "whatever they call it" marketing, the cone where you get to abuse your relationship with friends and family in order to generate money for god knows who!
I kept reading, because it still has something reasonable to read and learn, but the author kept repeating over and over again. Few pages after the 100, i decided enough is enough!
P.S me watching Moore's documentary love story with capitalism last night has nothing to do with this review
July 6, 2015
An interesting book. It was full of anecdotal observations, but no real statistics or data. Most of the information confirms other books that do have supporting evidence, so it probably isn't too far off. It is broken up into 100 chapters or concepts. The 100 seemed arbitrary and forced, as many of them seemed to be basically the same. One of the bonuses of the book are the recommended reading, and quotes that went along with each chapter. I did learn a few things to look at differently, and was reminded of concepts I had forgotten, so all in all it was worth reading. I will probably try to find this book (I checked it out at the library) to have a copy I can mark up with notes and answers to some of the activities, also checking off the recommended books.
August 24, 2016
Everyone has a right to be rich. Just learn how to make life better or easier for masses. Society rewards problem solving with money and power. Therefore more value you create in marketplace, the wealthier you get.
Just a couple ideas:
Life is a game. Money is how we keep score.
Being rich is about the way you think, not about the currency.
Play a game of making more money of every opportunity.
Have a good result? Leverage it!
Make things happen, don't wait for them to happen
Avoid unprofitable activities. Walk away if you can't create substantial return on investment
Just a couple ideas:
Life is a game. Money is how we keep score.
Being rich is about the way you think, not about the currency.
Play a game of making more money of every opportunity.
Have a good result? Leverage it!
Make things happen, don't wait for them to happen
Avoid unprofitable activities. Walk away if you can't create substantial return on investment
February 7, 2012
I just want to be honest with myself, and admit that I will probably never finish this book. I find it really uninteresting, and I would rather read free magazines that are basically 100% advertising, than read this book. Potential readers should note, I'm not rich, and even I have to wonder if this has something to do with it!
October 21, 2020
Good book in small, compact format and a positive is the quality and look of the book. Also very good content about how to think like the rich or “world-class”. This is a so called “Ignite reads” with green cover. Maybe you want to have the longer version, this is about 135 thick pages. The original book is from 2010 with 226 pages.
January 18, 2021
A couple of good nuggets throughout the book. Overall, he repeats himself constantly. There are a lot of his opinions with no facts, data, quotes, etc to support. So it is really just him trying to talk about the same couple of things for 200 pages.
Also, throughout most of it he suggests that the only way to be rich is to be an entrepreneur, with quotes such as “if college professors could teach that, they would be millionaires instead of college professors.” I feel like I need to let him know that you can be both... It is stuff like this throughout the book that turned me off of it.
Also, throughout most of it he suggests that the only way to be rich is to be an entrepreneur, with quotes such as “if college professors could teach that, they would be millionaires instead of college professors.” I feel like I need to let him know that you can be both... It is stuff like this throughout the book that turned me off of it.
December 17, 2020
The book is divided into 30 chapters or tips of you will.
When I saw this, I immediately decided to read 1 chapter a day. Each chapter is 2-5 pages.
The title says it all, think.
It’s not about what people do that gets them to where they are, it’s how they think; look at life, problems, markets...
Successful people don’t do more or do different necessarily. They think about it differently.
When I saw this, I immediately decided to read 1 chapter a day. Each chapter is 2-5 pages.
The title says it all, think.
It’s not about what people do that gets them to where they are, it’s how they think; look at life, problems, markets...
Successful people don’t do more or do different necessarily. They think about it differently.
August 24, 2024
3.5
Z przymrużeniem oka trzeba brać tę książkę.
Z przymrużeniem oka trzeba brać tę książkę.
June 1, 2020
Showed 100 types of middle class thoughts/beliefs about the money, as well as world class view about those thoughts / beliefs. Should read again.
November 24, 2021
I hope what the author shared is true because I am working on changing my thoughts about wealth.
January 2, 2020
Read a re-release of this book about the thinking and habits of people that achieve wealth and happiness together.
Many of the critiques will undoubtedly be from middle class people he mentions against the wealthy. And how he informed himself from those wealthy people interviewed. Call them the 1% of whatever label one feels fit to use, or the survivors of the game, or the lucky, smarter, educated or "privileged."
Here's the money shot: Solve problems in life, and you will earn or achieve wealth at a high rate. Solve really big problems - create a system, a consumer product that people use, or build that company that has a product people "feel" great to use and also, changes their existence, and you will achieve a level of freedom that others dream about and are jealous of.
The critics have the same mindset they always will until they "have values" and value something besides external validation points - degrees, awards, presents from peers, and media attention. Sure, one can get those ego boosts - and solve problems - but how that person is before the wealth will only be amplified after that acquisition. Petty before, likewise petty after. Money doesn't change people, only reveals more of who they are. (Often, it "reveals" people surrounding the now moneyed person.)
Siebold addresses this in his bullet point chapters.
1) Solve problems & think big
2) Money is non-linear; go the non-obvious route (anti-herd mentality)
3) Success vs Hard Work ( Leverage your wins)
4) VALUE - if you solve a big problem - people will pay you repeatedly to do that
5) Team/Contractors - find ways to multiply your advantages
6)Emotions and Money don't mix - Sky is Falling, Doom n Gloom (Invest in reason regarding how to get money to work for you)
7) FREEDOM is what money gets you - displaying wealth is generally middle class (elite education) mentality
8) Money relieves Stress - people that are poor worry about money ALL the time
9) Seeking a respectable salary means you are tying money to a VALUE system of Too much Money = Bad, Being Well-liked and middle of the road = GOOD
10) Wealth comes from your activities. If you spend money only on activities that will not create wealth. If you garner wealth from your activities (real estate, gym ownership, consulting on a skill, business that you enjoy doing, et. al.) then you can grow wealthy.
There are plenty of ways to think and grow monetarily rich. Seibold may discuss things that academics, middle class folk don't like, because: they value a certain goal; they don't see the time-money curve like the wealthy folks; they think sacrificing on the altar of society will be lauded, at some point; and, they don't want to take responsibility for their errors. (Some will dismiss this. Some will deflect. Some will deny. Others won't address it at all - play dumb.)
Most resent they didn't come up with the answer. Or get creative about the financing, or take that risk along the way. It's easier to be closer to average, but NOT too close. (Ego investment in being above average as 80% of people feel they are above the norm, the Dunning-Kruger of rating one's self.)
Find a problem that needs a solution, bigger the better for market size. Have personal core values that align with fixing and motivating one to work on it religiously. Bring in skills, your own or acquired through TEAM, to address this problem. Create the VALUE people want.
People bought into the "think different" Apple slogan. Well, how many choose to think different?
Many of the critiques will undoubtedly be from middle class people he mentions against the wealthy. And how he informed himself from those wealthy people interviewed. Call them the 1% of whatever label one feels fit to use, or the survivors of the game, or the lucky, smarter, educated or "privileged."
Here's the money shot: Solve problems in life, and you will earn or achieve wealth at a high rate. Solve really big problems - create a system, a consumer product that people use, or build that company that has a product people "feel" great to use and also, changes their existence, and you will achieve a level of freedom that others dream about and are jealous of.
The critics have the same mindset they always will until they "have values" and value something besides external validation points - degrees, awards, presents from peers, and media attention. Sure, one can get those ego boosts - and solve problems - but how that person is before the wealth will only be amplified after that acquisition. Petty before, likewise petty after. Money doesn't change people, only reveals more of who they are. (Often, it "reveals" people surrounding the now moneyed person.)
Siebold addresses this in his bullet point chapters.
1) Solve problems & think big
2) Money is non-linear; go the non-obvious route (anti-herd mentality)
3) Success vs Hard Work ( Leverage your wins)
4) VALUE - if you solve a big problem - people will pay you repeatedly to do that
5) Team/Contractors - find ways to multiply your advantages
6)Emotions and Money don't mix - Sky is Falling, Doom n Gloom (Invest in reason regarding how to get money to work for you)
7) FREEDOM is what money gets you - displaying wealth is generally middle class (elite education) mentality
8) Money relieves Stress - people that are poor worry about money ALL the time
9) Seeking a respectable salary means you are tying money to a VALUE system of Too much Money = Bad, Being Well-liked and middle of the road = GOOD
10) Wealth comes from your activities. If you spend money only on activities that will not create wealth. If you garner wealth from your activities (real estate, gym ownership, consulting on a skill, business that you enjoy doing, et. al.) then you can grow wealthy.
There are plenty of ways to think and grow monetarily rich. Seibold may discuss things that academics, middle class folk don't like, because: they value a certain goal; they don't see the time-money curve like the wealthy folks; they think sacrificing on the altar of society will be lauded, at some point; and, they don't want to take responsibility for their errors. (Some will dismiss this. Some will deflect. Some will deny. Others won't address it at all - play dumb.)
Most resent they didn't come up with the answer. Or get creative about the financing, or take that risk along the way. It's easier to be closer to average, but NOT too close. (Ego investment in being above average as 80% of people feel they are above the norm, the Dunning-Kruger of rating one's self.)
Find a problem that needs a solution, bigger the better for market size. Have personal core values that align with fixing and motivating one to work on it religiously. Bring in skills, your own or acquired through TEAM, to address this problem. Create the VALUE people want.
People bought into the "think different" Apple slogan. Well, how many choose to think different?
September 10, 2019
Hovering between a 3 and 4 rating but chose to rate it higher in the end. This book is a good read to complement what world-class thinkers already know from the "Think and Grow Rich" school of thought but there are many chapters that are redundant and have been inserted to round the "rules" to a magical hundred. There are also many repetitions and redundancies but if you can look past that, its a thoroughly insightful book as a whole.
May 24, 2022
The first half of it I sat there nodding and saying “yes, this is why I am always broke.” Somewhere around halfway through I started to get a little uncomfortable with the mindset he promotes. I grew up with a severely depressed and fragile grandparent who wasn’t able to work in a regular job, so he took care of the house, the children in the family and he was an invaluable member of the community. I also have the privilege of being a mother to an autistic individual who is likely to need support throughout his life just to cover the basics like managing money and being independent. Some people need financial support and it’s not their fault they will never become millionaires. He says this is a socialist view, like it’s a bad thing. Yes, I am what we sarcastically call in Scotland a “Champagne socialist.” I’m a socialist who thinks it’s ok to get rich and be materialistic if you work hard enough or have the luck to reach that point. Although on my budget it’s more Lambrini than Champagne.
Steve Siebold is not living in my world or the world most of us live in. While much of his advice and observations are useful, this book demonstrates that he is acutely naive of the realities of life. Either that or he just doesn’t care about other people and contradicts the point he repeatedly makes in his book that rich people are not simply lucky. Luck may not be the only reason people become rich but it plays a big part in the ability to become rich.
What I learned from this book is that i have the same mindset as rich people but I don’t have the circumstances that will allow me to act on my ambitions. Not all poor people are lazy or think rich people are evil.
Steve Siebold is not living in my world or the world most of us live in. While much of his advice and observations are useful, this book demonstrates that he is acutely naive of the realities of life. Either that or he just doesn’t care about other people and contradicts the point he repeatedly makes in his book that rich people are not simply lucky. Luck may not be the only reason people become rich but it plays a big part in the ability to become rich.
What I learned from this book is that i have the same mindset as rich people but I don’t have the circumstances that will allow me to act on my ambitions. Not all poor people are lazy or think rich people are evil.
November 14, 2022
Really good book what makes you think out of box. I really loved it and can highly recommend it. Easy to read. Fast read. Really interesting to read how different type of mindsets people really have.
June 29, 2016
Most people hate the rich. They despise their massive empires of wealth. They think it's wrong, unfair, and the root of evil. This is the most laughable belief system you can think of. And it's primarily the reason and cause that 99% of people, never rise above the 99%.
In his book, author and self-made millionaire, Steve Siebold lays out the pure and simple truth of the difference between the One Percent, and everyone else.
His book, How Rich People Think, is overly simplified; but full of powerful truths. If you want to know what really separates the World Class from the Middle Class, this is a good place to start.
"Wealth is a product of man's capacity to think." -Ayn Rand
In his book, author and self-made millionaire, Steve Siebold lays out the pure and simple truth of the difference between the One Percent, and everyone else.
His book, How Rich People Think, is overly simplified; but full of powerful truths. If you want to know what really separates the World Class from the Middle Class, this is a good place to start.
"Wealth is a product of man's capacity to think." -Ayn Rand
January 26, 2018
Excellent book. I've used it to replace many of my old negative beliefs I had about making enormous amounts of money.
The premise of this book is simple:
The reason why 99% of people never achieve high levels of success (no matter how hard they work or how hard they try) is because most people have negative limiting beliefs about wealth & money that
hold them back from taking the kind of actions that create massive value.
The formula goes like this:
Beliefs -> Emotions -> Behavior -> Results
If you want world-class wealth, simply copy the beliefs of the wealthy, and eventually, you'll begin to behave in new ways that create wealth.
Simple but powerful.
The premise of this book is simple:
The reason why 99% of people never achieve high levels of success (no matter how hard they work or how hard they try) is because most people have negative limiting beliefs about wealth & money that
hold them back from taking the kind of actions that create massive value.
The formula goes like this:
Beliefs -> Emotions -> Behavior -> Results
If you want world-class wealth, simply copy the beliefs of the wealthy, and eventually, you'll begin to behave in new ways that create wealth.
Simple but powerful.
November 11, 2018
Through chapters, former tennis player Steve Siebold teaches readers how to perform at a high level of success, by comparing the way middle class thinks and how world class does.
It's straightforward and effective in saying what moves one should make in order to become wealthy.
Besides that, there's an indication of a book for each chapter you read.
A very good book to spend your time with!!
It's straightforward and effective in saying what moves one should make in order to become wealthy.
Besides that, there's an indication of a book for each chapter you read.
A very good book to spend your time with!!
July 20, 2014
Maybe I wasn't in the right mindset for this one. He brings about good ideas but could come off as slightly pompous.
November 12, 2018
Tämä on yksi parhaimpia kirjoja, joita olen lukenut. Teoksen idea on yksinkertaisuudellaan äärimmäisen nerokas.
Steve Siebold haastatteli yli 25 vuoden ajan yli tuhatta omilla ansioillaan miljonääriksi tullutta, joten kirjan sanoma perustuu vahvasti tosielämän realiteetteihin siitä, kuinka asiat todella ovat.
Kuten kirjan johdannossa kerrotaan, kirjassa ei ole kyse rahasta vaan ajattelusta. Ajattelu on kaiken toiminnan ja elämänvalintojen ydin, toisilla se on enemmän tiedostetumpaa kuin toisilla.
Kirjan välittämä viesti on yksinkertainen: kenellä tahansa meistä löytyy potentiaali nousta miljonääriksi, mikäli fokusoidumme asiaan tarpeeksi vahvasti, olemme valmiina sekä oppimaan uutta että unohtamaan vanhat ja virheelliset käsityksemme rahasta. Kyse on vain asenteesta ja oman ajatustavan muokkaamisesta.
Sisältö koostuu 100 kohdan listasta jotka keskeisimmin erottavat ajattelutavassa sekä mindsetissä tavallisen kaduntallaajan maailmanluokan toimijasta.
Jokainen sadasta eri kohdasta koostuu noin sivun mittaisesta esittelystä, aiheeseen liittyvästä sitaatista, kirjalähteestä, kriittisestä kysymyksestä sekä call-to-action-tyyppisestä ohjeistuksesta kuinka toimia asian suhteen paremmin.
Kirjassa varakkaista käytetään termia world-class, jossa raha on vain yksi rikkauden muoto muiden ollessa mm. runsas sosiaalinen pääoma sekä luova ajattelu. Henkilöihin, joilla on pelkästään rahaa ilman suurempaa henkistä pääomaa viitataan termillä upper class. Ennakkoluuloisesti ja tämän vuoksi vähemmän varakkaisiin viitataan termillä middle class, johon kuuluu suurin osa työtä tekevistä.
Rahasta ja siihen liittyvistä lainalaisuuksista puhuminen on Suomessa enemmän tabu kuin Yhdysvalloissa joten kirjan esilletuomat realiteetit tosielämästä saattavat aiheuttaa närää joissakin. Totuus ei ole aina mukavaa kuultavaa, erityisesti heille, jotka ovat eläneet virheellisissä käsityksissä koko elämänsä ja ovat tämän vuoksi köyhiä.
Mikäli sinulla on minkäänlaisia ennakkoluuloja varakkaita kohtaan, suosittelen lukemaan tämän kirjan ja ottamaan selvää, miten heidän mielenmaisemansa todella toimii, se saattaa jopa nostaa tulotasoasi tulevina vuosina.
Steve Siebold haastatteli yli 25 vuoden ajan yli tuhatta omilla ansioillaan miljonääriksi tullutta, joten kirjan sanoma perustuu vahvasti tosielämän realiteetteihin siitä, kuinka asiat todella ovat.
Kuten kirjan johdannossa kerrotaan, kirjassa ei ole kyse rahasta vaan ajattelusta. Ajattelu on kaiken toiminnan ja elämänvalintojen ydin, toisilla se on enemmän tiedostetumpaa kuin toisilla.
Kirjan välittämä viesti on yksinkertainen: kenellä tahansa meistä löytyy potentiaali nousta miljonääriksi, mikäli fokusoidumme asiaan tarpeeksi vahvasti, olemme valmiina sekä oppimaan uutta että unohtamaan vanhat ja virheelliset käsityksemme rahasta. Kyse on vain asenteesta ja oman ajatustavan muokkaamisesta.
Sisältö koostuu 100 kohdan listasta jotka keskeisimmin erottavat ajattelutavassa sekä mindsetissä tavallisen kaduntallaajan maailmanluokan toimijasta.
Jokainen sadasta eri kohdasta koostuu noin sivun mittaisesta esittelystä, aiheeseen liittyvästä sitaatista, kirjalähteestä, kriittisestä kysymyksestä sekä call-to-action-tyyppisestä ohjeistuksesta kuinka toimia asian suhteen paremmin.
Kirjassa varakkaista käytetään termia world-class, jossa raha on vain yksi rikkauden muoto muiden ollessa mm. runsas sosiaalinen pääoma sekä luova ajattelu. Henkilöihin, joilla on pelkästään rahaa ilman suurempaa henkistä pääomaa viitataan termillä upper class. Ennakkoluuloisesti ja tämän vuoksi vähemmän varakkaisiin viitataan termillä middle class, johon kuuluu suurin osa työtä tekevistä.
Rahasta ja siihen liittyvistä lainalaisuuksista puhuminen on Suomessa enemmän tabu kuin Yhdysvalloissa joten kirjan esilletuomat realiteetit tosielämästä saattavat aiheuttaa närää joissakin. Totuus ei ole aina mukavaa kuultavaa, erityisesti heille, jotka ovat eläneet virheellisissä käsityksissä koko elämänsä ja ovat tämän vuoksi köyhiä.
Mikäli sinulla on minkäänlaisia ennakkoluuloja varakkaita kohtaan, suosittelen lukemaan tämän kirjan ja ottamaan selvää, miten heidän mielenmaisemansa todella toimii, se saattaa jopa nostaa tulotasoasi tulevina vuosina.
November 7, 2020
A while back, I read an article with excerpts from Siebold's book online, and found it so interesting, that I put it on my TBR list, waited for ages for my local library to get a copy, then even longer before my hold came to the top of the list. Now that I've finally started reading it, I think the article cherry-picked the best points out of the book, as I'm finding a great deal of it repetitive and, well, the best adjective is perhaps... "unsupported" as if he just pulled some assumptions out of thin air and run with them.
The format of the book is a series of paired statements beginning with "The middle class..." and "World class..."comparing the two groups. "World class" appears to be used interchangeably with "the rich" and "middle class" with "the poor", but he doesn't really define "world class" very well, though a partial definition appears twenty one chapters in, when he attempts to separate the "upper class" or ruthless rich, from the world class rich,
"Are some rich people ruthless? Of course, but that type of people we define as 'upper class.' Upper class consciousness is an ego-based level of thinking rooted in fear and scarcity, and some people operating at this level become rich. The world-class level of thinking is spirit-based with its roots firmly planted in love and abundance."
I agree with Siebold in his assumption that - all other things being equal - the difference between financial success and failure is largely (he would say entirely) a product of how a person thinks about money. I firmly believe that any citizen of the U.S. has the opportunity to rise above their circumstances and become as successful as they want to be, if they will quit listening to the lies told by their friends, family, the news media, their local politicians, their schoolteachers, and coworkers, and be set free by the truth. That said, I also firmly believe that the results, as in pretty much everything else in life, will probably fall into a bell curve distribution, with a very small upper "head" succeeding beyond their wildest dreams, the vast majority landing somewhere in the middle, and a narrow "tail" bringing up the rear in abject failure. This is simply the nature of the world as we know it.
One of the best features of this book, from my point of view, is its function as a virtual bibliography of books on finances and success. At the tail end of each chapter there is the title of a relevant book for all you "world class" thinkers to read. I'm taking notes and putting a number of them on my wish list at the library.
Some pertinent quotes that I liked:
"Identify the biggest problem in your business or industry, that if solved, would earn you a fortune. Then go solve it."
I like that thought.
"While the masses are memorizing box scores and batting averages, the world class is directing the same amount of mental energy into revenue producing ideas."
and
"While the masses are playing video games, watching television and surfing the internet, champions are setting goals and designing strategies to make them a reality."
Not to mention the masses' wondering what is happening with the royal babies, and actually caring about Brittany Spears' latest trip to rehab, or falling for the latest conspiracy theory.
"Middle class earns money doing things they don't like to do...World class gets rich doing what they love."
I'm sorry, the first may be true, but the second is, once again, a perpetuation of the idea of "do what you love and the money will follow." The only people statistically speaking who are getting rich off this idea are the ones writing books touting such foolish advice.
I have yet to get rich by reading science fiction and fantasy books or, for that matter, by writing about what I've read. There's simply not that much of a market for my opinions. I could make a decent living running my own restaurant, or a catering business, but it's highly unlikely that I'll become a million- or billionaire doing so. Now, if I had figured out that there was a huge market for people to buy science fiction and fantasy online a decade or so ago, I could have founded Amazon, but my last name is not Bezos. One of these days I'll have to read his bio, but I'm pretty certain it wasn't a love of reading that got him to where he is today.
The question has yet to be answered, "Can you become rich/wealthy by doing something you hate well enough and long enough?"
"Don't let the opinions of the average man sway you. Dream and he thinks you're crazy. Succeed, and he thinks you're lucky. Acquire wealth, and he thinks you're greedy. Pay no attention. He simply doesn't understand." Robert Allen
Great stuff there.
"The most frequently uttered comment of the middle class in reference to money is "I can't afford it". Rich people know not being solvent enough to personally afford something is not relevant. The real question is, "is this worth buying, investing in, or pursuing?" If so, the wealthy know money is always available because rich people are always looking for great investments and superior performers to make those investments profitable. The great ones are aware that it's easier to borrow ten million than ten thousand, a critical non-linear concept to know when raising capital." (emphasis mine)
This one is very very true. Dave Ramsey is right when he criticizes consumer loans as a bad idea. Paying interest to purchase a depreciating asset (which nearly everything we middle class buy is) is a bad bad investment. A number of very successful people I have known in my life, however, use other people's money, wisely borrowed on favorable terms, quite regularly in order to make sound investments in property, the markets, or business. Not going to go all Adam Smith on y'all, but ready access to capital has been the root of all success in the last couple of centuries.
An action step:
"Start telling yourself on a daily basis that money is your friend and a positive force in your life, and your mind will go to work to help you acquire more."
This one just gets me giggling. It reminds me of a recurring SNL sketch for some reason.
Regarding the world class,
"Materialism is only part of their motivation, the strongest for most is the freedom to do what they want when they want."
Oh Lord, don't we all want that?
This one is worth reading for the nuggets of gold inside, and especially for the bibliography stuff.
The format of the book is a series of paired statements beginning with "The middle class..." and "World class..."comparing the two groups. "World class" appears to be used interchangeably with "the rich" and "middle class" with "the poor", but he doesn't really define "world class" very well, though a partial definition appears twenty one chapters in, when he attempts to separate the "upper class" or ruthless rich, from the world class rich,
"Are some rich people ruthless? Of course, but that type of people we define as 'upper class.' Upper class consciousness is an ego-based level of thinking rooted in fear and scarcity, and some people operating at this level become rich. The world-class level of thinking is spirit-based with its roots firmly planted in love and abundance."
I agree with Siebold in his assumption that - all other things being equal - the difference between financial success and failure is largely (he would say entirely) a product of how a person thinks about money. I firmly believe that any citizen of the U.S. has the opportunity to rise above their circumstances and become as successful as they want to be, if they will quit listening to the lies told by their friends, family, the news media, their local politicians, their schoolteachers, and coworkers, and be set free by the truth. That said, I also firmly believe that the results, as in pretty much everything else in life, will probably fall into a bell curve distribution, with a very small upper "head" succeeding beyond their wildest dreams, the vast majority landing somewhere in the middle, and a narrow "tail" bringing up the rear in abject failure. This is simply the nature of the world as we know it.
One of the best features of this book, from my point of view, is its function as a virtual bibliography of books on finances and success. At the tail end of each chapter there is the title of a relevant book for all you "world class" thinkers to read. I'm taking notes and putting a number of them on my wish list at the library.
Some pertinent quotes that I liked:
"Identify the biggest problem in your business or industry, that if solved, would earn you a fortune. Then go solve it."
I like that thought.
"While the masses are memorizing box scores and batting averages, the world class is directing the same amount of mental energy into revenue producing ideas."
and
"While the masses are playing video games, watching television and surfing the internet, champions are setting goals and designing strategies to make them a reality."
Not to mention the masses' wondering what is happening with the royal babies, and actually caring about Brittany Spears' latest trip to rehab, or falling for the latest conspiracy theory.
"Middle class earns money doing things they don't like to do...World class gets rich doing what they love."
I'm sorry, the first may be true, but the second is, once again, a perpetuation of the idea of "do what you love and the money will follow." The only people statistically speaking who are getting rich off this idea are the ones writing books touting such foolish advice.
I have yet to get rich by reading science fiction and fantasy books or, for that matter, by writing about what I've read. There's simply not that much of a market for my opinions. I could make a decent living running my own restaurant, or a catering business, but it's highly unlikely that I'll become a million- or billionaire doing so. Now, if I had figured out that there was a huge market for people to buy science fiction and fantasy online a decade or so ago, I could have founded Amazon, but my last name is not Bezos. One of these days I'll have to read his bio, but I'm pretty certain it wasn't a love of reading that got him to where he is today.
The question has yet to be answered, "Can you become rich/wealthy by doing something you hate well enough and long enough?"
"Don't let the opinions of the average man sway you. Dream and he thinks you're crazy. Succeed, and he thinks you're lucky. Acquire wealth, and he thinks you're greedy. Pay no attention. He simply doesn't understand." Robert Allen
Great stuff there.
"The most frequently uttered comment of the middle class in reference to money is "I can't afford it". Rich people know not being solvent enough to personally afford something is not relevant. The real question is, "is this worth buying, investing in, or pursuing?" If so, the wealthy know money is always available because rich people are always looking for great investments and superior performers to make those investments profitable. The great ones are aware that it's easier to borrow ten million than ten thousand, a critical non-linear concept to know when raising capital." (emphasis mine)
This one is very very true. Dave Ramsey is right when he criticizes consumer loans as a bad idea. Paying interest to purchase a depreciating asset (which nearly everything we middle class buy is) is a bad bad investment. A number of very successful people I have known in my life, however, use other people's money, wisely borrowed on favorable terms, quite regularly in order to make sound investments in property, the markets, or business. Not going to go all Adam Smith on y'all, but ready access to capital has been the root of all success in the last couple of centuries.
An action step:
"Start telling yourself on a daily basis that money is your friend and a positive force in your life, and your mind will go to work to help you acquire more."
This one just gets me giggling. It reminds me of a recurring SNL sketch for some reason.
Regarding the world class,
"Materialism is only part of their motivation, the strongest for most is the freedom to do what they want when they want."
Oh Lord, don't we all want that?
This one is worth reading for the nuggets of gold inside, and especially for the bibliography stuff.
December 11, 2022
The author makes a series of sweeping generalizations (which to me seem like stereotypes) about different socioeconomic classes, all the while saying it is based on his research on the rich since 1984. I would have no problem with statements like this if they were actually based on true research, but he makes no effort to back up his generalizations with actual statistical evidence or scientific research. He didn’t even offer any evidence to support his statements with something as simple as a survey. Absent the research and stats, this book appears to be the author’s opinions, which were repeated as nauseum in each short chapter.
If you want to learn about how rich people think based on evidence gleaned from actual scientific research, try The Millionaire Next Door. I was more willing to accept their conclusions about the different socioeconomic classes because they were actually evidence based. Another better option that compares how rich and middle class think, is Rich Dad, Poor Dad by Robert Kiyosaki. It’s informative, interesting and explains the differences between socioeconomic groups in a way that didn’t leave me feeling like a total idiot for being educated and middle class the way How Rich People Think did.
If you want to learn about how rich people think based on evidence gleaned from actual scientific research, try The Millionaire Next Door. I was more willing to accept their conclusions about the different socioeconomic classes because they were actually evidence based. Another better option that compares how rich and middle class think, is Rich Dad, Poor Dad by Robert Kiyosaki. It’s informative, interesting and explains the differences between socioeconomic groups in a way that didn’t leave me feeling like a total idiot for being educated and middle class the way How Rich People Think did.
This entire review has been hidden because of spoilers.
June 19, 2023
"Middle class believes the rich are selfish and self-absorbed… World class believes the rich are selfish and self absorbed You read it right. The middle class and the world class both believe the rich are selfish and self absorbed. The difference is the middle class thinks it’s wrong while the world class thinks it’s right. The masses are programmed to believe at an early age they should put the needs of others in front of their own. While this sounds like a spirit driven, high-level philosophy, it’s the worst advice you can get. When you fly on a commercial airline, the first thing the flight attendant tells the passengers is, ‘in case of an emergency, your oxygen mask will drop down in front of you. Please secure your mask first and get the oxygen flowing before you attempt to help anyone else.’ That selfish strategy has saved many lives, and the premise is simple: If you’re not taking care of you, you’re not in a position to help anyone else. You can’t give what you don’t have, and if you’re struggling to pay your bills while volunteering four nights a week, you’re probably hurting more people than you’re helping". This 100 ways rich people think differently is priceless. Greatly blessed by Steve Siebold. I am satisfied customer
October 27, 2025
I had favorited this book on Amazon a long time ago and finally got around to reading it. I usually look at comments and reviews before purchasing a book and investing the time into reading it, but I just dove into it blindly. This is one case where I should have done some more investigation beforehand.
I imagined that this book would be about the mindset of how a rich person thinks and if you want a book purely focused on that, it would be a good read. If you want a book that has some tactical or tangible advice (like I prefer), it is not a good read at all. It has ~100 lessons about how rich people think versus average people and has some general ideas (eg. thinking abundantly, focusing on equity rather than hours worked, spending energy thinking about earning more rather than just cutting back, etc.).
The ideas themselves aren't bad, but the fact that the lessons are just a few pages without any examples is the disappointing part. I would have much preferred 10 lessons with detailed case studies, but that may just be my preference. If you want to just focus on ideas, this would be your book, but if you want actionable steps, you should pass on this one.
I imagined that this book would be about the mindset of how a rich person thinks and if you want a book purely focused on that, it would be a good read. If you want a book that has some tactical or tangible advice (like I prefer), it is not a good read at all. It has ~100 lessons about how rich people think versus average people and has some general ideas (eg. thinking abundantly, focusing on equity rather than hours worked, spending energy thinking about earning more rather than just cutting back, etc.).
The ideas themselves aren't bad, but the fact that the lessons are just a few pages without any examples is the disappointing part. I would have much preferred 10 lessons with detailed case studies, but that may just be my preference. If you want to just focus on ideas, this would be your book, but if you want actionable steps, you should pass on this one.
May 20, 2023
🐟JAK MYŚLĄ BOGACI🐟
Wiele krytyki wychodzi najczęściej z klasy średniej, o tym głównie wspomina autor. Są oni przeciwko „bogatym”, których powiedzmy jest 1% na świecie. Albo nazwijmy ich szczęściarzami, farciarzami, mądrzejszymi lub „uprzywilejowanymi”.
Główny przekaz książki to: rozwiąż życiowe problemy, a szybko zarobisz lub osiągniesz bogactwo.
Istnieje wiele sposobów myślenia i wzbogacania się. Seibold dyskutuje o rzeczach, które nie spodobają się naukowcom i biedniejszym ludziom ponieważ bogaci ludzie cenią sobie określony cel: przede wszystkim nie boją się pieniędzy.
Może nie znajdziemy tu magicznego sposobu na stanie się bogatym, ale autor namawia do tego żebyśmy znaleźli problem który wymaga rozwiązania. Znajdź swoją wartość i nie bój się podejmować ryzyka.
Ludzie uwierzyli w hasło Apple: „myśl inaczej”, ale ilu ludzi faktycznie decyduje się myśleć inaczej?
Wiele krytyki wychodzi najczęściej z klasy średniej, o tym głównie wspomina autor. Są oni przeciwko „bogatym”, których powiedzmy jest 1% na świecie. Albo nazwijmy ich szczęściarzami, farciarzami, mądrzejszymi lub „uprzywilejowanymi”.
Główny przekaz książki to: rozwiąż życiowe problemy, a szybko zarobisz lub osiągniesz bogactwo.
Istnieje wiele sposobów myślenia i wzbogacania się. Seibold dyskutuje o rzeczach, które nie spodobają się naukowcom i biedniejszym ludziom ponieważ bogaci ludzie cenią sobie określony cel: przede wszystkim nie boją się pieniędzy.
Może nie znajdziemy tu magicznego sposobu na stanie się bogatym, ale autor namawia do tego żebyśmy znaleźli problem który wymaga rozwiązania. Znajdź swoją wartość i nie bój się podejmować ryzyka.
Ludzie uwierzyli w hasło Apple: „myśl inaczej”, ale ilu ludzi faktycznie decyduje się myśleć inaczej?
March 24, 2019
Học được cách tư duy của người giàu:
- Người giàu tập trung vào việc kiếm tiền thay vì tiết kiệm: tôi thì một mặt vẫn sống 1 cách tiết kiệm, chừng mực, một mặt tập trung vào việc kiếm tiền như vậy mới làm tăng lợi nhuận (giảm chi - tăng thu => LN tăng). Người giàu hướng tới đầu tư.
- Người giàu đầy tham vọng, giàu ý tưởng, tràn đầy năng lượng
- Người giàu thích đi du lịch, học hỏi nhiều nền văn hóa, thích giao du, tính tình phóng khoáng, thích kết nạp nhiều người vào nhóm của mình. Người giàu tận dụng được sức mạnh tập thể
- Người giàu thích tự học, thích kiến thức, thích học hơn giải trí
- Người giàu làm những việc họ thích
- Người giàu cho rằng thị trường bị chi phối bởi lòng tham: vì vậy họ sẽ mua vào khi thị trường xuống và bán ra khi thị trường lên.
- Người giàu tập trung vào việc kiếm tiền thay vì tiết kiệm: tôi thì một mặt vẫn sống 1 cách tiết kiệm, chừng mực, một mặt tập trung vào việc kiếm tiền như vậy mới làm tăng lợi nhuận (giảm chi - tăng thu => LN tăng). Người giàu hướng tới đầu tư.
- Người giàu đầy tham vọng, giàu ý tưởng, tràn đầy năng lượng
- Người giàu thích đi du lịch, học hỏi nhiều nền văn hóa, thích giao du, tính tình phóng khoáng, thích kết nạp nhiều người vào nhóm của mình. Người giàu tận dụng được sức mạnh tập thể
- Người giàu thích tự học, thích kiến thức, thích học hơn giải trí
- Người giàu làm những việc họ thích
- Người giàu cho rằng thị trường bị chi phối bởi lòng tham: vì vậy họ sẽ mua vào khi thị trường xuống và bán ra khi thị trường lên.
February 24, 2025
It’s a pretty short read, but it’s barely a book. It’s those blog post style of books that each chapter feels like a single post.
I like how this book is straight to the point and short. However, there are repetitive ideas that was phrased in slight different ways. Each chapter also have one book reading suggestion, but having the suggestion in the middle makes the reading experience very disrupting. It would make sense for a blog post, but just doesn’t work out in book format. Not to mention this book does not have a conclusion and ended rather abruptly.
The content is good, but I wouldn’t pay for it because of the lazy format. I borrowed this book from the library and you can read for free too.
I like how this book is straight to the point and short. However, there are repetitive ideas that was phrased in slight different ways. Each chapter also have one book reading suggestion, but having the suggestion in the middle makes the reading experience very disrupting. It would make sense for a blog post, but just doesn’t work out in book format. Not to mention this book does not have a conclusion and ended rather abruptly.
The content is good, but I wouldn’t pay for it because of the lazy format. I borrowed this book from the library and you can read for free too.
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