John Oats did not die from the third degree burns he suffered when his garage caught fire. He did not die from the stress of the skin graft operations or the physical therapy afterward. He did not die from humiliation when his medical bills cost him his business, his home and every cent of his savings. He did not even die from grief when his wife left him, claiming that since he wasn’t handsome anymore and couldn’t work anymore that he was useless to her.
But John Oats did die from salt water in his lungs and blunt force trauma to his head, facts uncovered when his body was found amidst the rocks on a local beach. The coroner’s inquest has ruled John’s death an accident, calling it “death by misadventure.”
However, Dave Brandstetter, the lead “Death Claims” investigator for Medallion Life Insurance Company knows one thing the coroner does not. Two days before his death, John Oats called Medallion and requested Change Of Beneficiary papers from the company. So now, Dave is faced with the proverbial chicken and egg conundrum — which came first, the salt water or the blow to the head.
Within one day, Brandstetter learns three more facts that neither the coroner nor the police knew. First, the legal beneficiary has disappeared. Second, John Oats always swam at night to minimize the effect his many scars might have on other beachgoers, but he never swam during a storm, one of which had occurred on the night he died. And third, he was addicted to morphine, buying, begging and stealing it anywhere he could. Even his burn doctor didn’t know this.
Now, we the readers, along with Dave Brandstetter, are reasonably convinced that someone wanted that $20,000 life insurance payout more than they wanted John Oats to re-master his scarred life. There are former customers of his in the antiquarian book trade who are financially destitute also. The ex-business partner is practically bankrupt; the nearly, but not yet, ex-wife is not in much better financial shape. And the son is just starting his career and has gone off the grid.
And speaking of the “grid,” $20K does not seem like much money to stage a death over, but this book was published in 1973. At that time, that amount of money was easily one-third again the cost of a house. So motives laced with greed and need are in great abundance here.
Joseph Hansen has contructed an evenly paced mystery, with clues — factual and red-herring — coming to light in a realistic manner. But Hansen is not only an excellent craftsman in building a plot, he is a master of the descriptive adjective and adverb. He describes landscape, clothing, furniture, people’s appearances in such a manner that you can practically believe you are right there seeing and feeling what the words say. He doesn’t use gross profanity or gratuitous sexual description to enhance any part of the storyline. He doesn’t use shock and awe to depict violence. He simply uses descriptive verbiage and psychology to suck you right in and keep you there.
And Hansen doesn’t use Brandstetter’s homosexuality as a focal point in this story. The timeframe of this story may be the 1970s and having a gay main character may not have been any where near the norm of that time, but Brandstetter’s homosexuality is of really no more importance to the overall plot than Harry Bosch’s heterosexuality is to a Michael Connelly novel. The important thing is the intellectual and psychological state of the main protagonist. That’s what drives the story.