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224 pages, Hardcover
First published October 1, 1969
"When trouble befalls a debtor, there is a period when he covers up, when he minimizes his predicament, [... when] he is the one who does the worrying. But let things go really sour and positions get reversed. The creditor does the worrying, and the debtor holds the whip hand."The novel also provides slight comedy relief: one of the threads describes preparations to celebrate work anniversary of a high-ranking employee of the bank. The preparations are so elaborate that they virtually bring all other activities of the third-largest bank in the world to a standstill.