Riba dan Isu Kewangan Semasa

by Zaharuddin Abdul Rahman

Umum telah pun mengetahui bahawa agama Islam amat tegas dalam amalan riba-iaitu amalan yang keji dan tergolong dalam salah satu dosa besar. Dari segi bahasa sendiri digambarkan bahawa riba membawa maksud tambahan atau kenaikan, dan diperjelaskan dalam istilah riba iaitu bunga berganda yang membebankan.

Riba muncul dan bermaharajalela sejak zaman jahiliah lagi,yang mana ia jelas menunjukan penindasan terhadap orang yang berharap dan orang yang miskin. Istilahnya - 'membantu kemudian membunuh'. Apabila Islam muncul, riba dikaji dan diperangi habis-habisan. Amalan riba diharamkan kerana tiada keadilan kepada orang yang memerlukan dan perlakukan riba itu adalah perbuatan zalim yang melampau. Kini pada akhir zaman, riba muncul semula tetapi dalam situasi yang 'berhemah' dengan simbolnya - 'mengikut kemampuan semasa'.

167 pages, Paperback

First published January 1, 2010

About the author

Ustaz Zaharuddin Abdul Rahman obtained a Bachelor's Degree in Usul-ad Din from Malaya University, Malaysia and Master's Degree in Fiqh and Usul al Fiqh from University of Yarmouk, Jordan. He graduated as one of the top students from the master's program. In the past, he used to serve the nation in various positions: as a Shari'ah Executive at Ingress Corporation Berhad, a research Fellow in one of the academic research centers, the Senior Shari'ah Compliance Manager at RHB Islamic Bank Berhad, as well as the Head of Shari'ah at Asian Finance Islamic Bank Investment, Trinidad, Deutsche Islamic Bank Berhad,Malaysia, Yasmin Holdings and many more.

In the beginning of October 2007, he joined the College of Economics and Management of the International Islamic University of Malaysia (IIUM) as one of the teaching staff. He is currently (2008-2011) pursuing his doctorate degree in Syariah and Islamic Finance at Unversity of Wales, UK under the supervision of Prof. Dr. Mawill Izzidien, a Muslim scholar from Iraq.

As for his writing development, he is one of the columnists of Sunday Metro, Solusi, and the i-Magazine, as well as the editor of the Iktisad magazine. Furthermore, he used to reach out to the public in discussing various issues on Shari'ah, economics and Islamic banking through different channels such as the Ikim.fm, TV9 and RTM.

To find further about the author and his development, feel free to browse through his personal website at www.zaharuddin.net

(Source: Telaga Biru)

Reviews

[Syafiqa · Rating 5 out of 5]

Highly recommended; gives easy and good basic understanding to ppl who relatively knows nothing about economy (that's me!). Another thing I like about Dr Zaharuddin's writing is that proper referencing and footnotes are included. Again... highly recommended to anyone who has money and deals with money (which is practically everyone); it provides great awareness.

[Maryam Khalid · Rating 4 out of 5]

The author is one of the prominent islamic finance scholars in Malaysia. His approach in his writings are based on both Shariah perspective of Fiqh Muamalat and the Malaysian banking practice.
Coming from Islamic financial service industry, I highly recommend this book to anyone who is interested in knowing the basic technicalities involving riba in your everyday life.

[Aina Hilmi · Rating 5 out of 5]

Banyak jenis riba yang saya tidak tahu dan istilah kewangan yang tidak difahami. Mujur penulis cuba memudahkan pembaca awam seperti saya yang tidak asas langsung dalam dunia kewangan.

Baru saya tahu denda ke atas peminjam yang lewat pulangkan buku adalah salah satu jenis riba jahiliah. Huhu..

[Raihan M · Rating 4 out of 5]

For dummies. Basic knowledge to understand the concept of riba and Islamic banking products in Malaysia