“The crisis was built into a system which was chaotic in its nature, in which only the very rich were secure. It was a system of periodic crisis - 1837, 1857, 1873 (and later: 1893, 1907, 1919, 1929) - that wiped out small businesses and brought cold, hunger, and death to working people while the fortunes of the Astors, Vanderbilts, Rockefellers, Morgans, kept growing through war and peace, crisis and recovery.”