Larry Elford > Quotes

“He has now completed two books, the first on how investment dealers “fee-farm” over half of the life savings of many clients, and this second book about conditions which allow quiet professional corruption to remain hidden from the public, and ignored by authorities. What drives me? (in the authors words) I hope to have an impact upon the #1 cause of disability, disease, and stress in society today. I believe I have some unique perspectives on this from my experience. For example, the #1 cause of disability, disease, and stress is fear of economic uncertainty. In my experience, the #1 cause of fear of economic uncertainty, is unfairness between those who are protected and enriched within the “lifeboats” of certain professions, corporations or institutions, and those who are not so protected. There are different levels of protection by the law, and immunity from having to adhere to the law, depending upon the wealth, power or status of those involved. Justice systems simply do not often “look upwards” to investigate and prosecute those of great wealth, power and status. These rigged systems of governance, finance, justice etc, cause unfairness, injustice, and repeal the laws of poverty for a few very lucky people, and repeals the chances of prosperity for billions of others. A small few win by corruption, while the rest of society must lose by default. This is a broken system. The unfairness of rigged and/or broken systems, causes imbalances sufficient to destroy entire societies. Societies can literally shake themselves apart with the human vibration of living in an unjust, unfair world. At time of writing this, I am the chairperson of the volunteer Canadian Justice Review Board of Canada, working to better understand one of societies most valuable social systems,”
― Larry Elford, Farming Humans: Easy Money

“Facebook-like” social media platform with public service as its underlying theme, and without the corporate ownership, profit seeking, human farming backing and underwriting.”
― Larry Elford, Farming Humans: Easy Money

“Hiring and paying ones own regulators is as easy as hiring a private rent-a-cop. In Canada, for about $100 million, the financial industry can fund any of our Securities Commissions, and the ability to then obtain exemptions to the law from the regulator, is by itself worth hundreds of billions. Just ONE exemption to the law, can earn billions. Capturing and funding regulators is the simply best (but corrupt) investment any industry can make. Another example comes to us from Boeing in late 2019, with the 737 Max, and the news that Boeing’s influence over the Federal Aviation Administration (FAA ) was powerful enough to allow Boeing itself to legally approve its own aircraft, which is like being able to mark your own exams…(or print your own money).”
― Larry Elford, Farming Humans: Easy Money

“Occupy 2011 (or “Occupy Wall Street”) began after banks almost collapsed from their own investment gambling, and were “rewarded” with taxpayer-funded money.”
― Larry Elford, Farming Humans: Easy Money

“I wish there were a basic “guaranteed minimum income” to support the most vulnerable members of a society. If we were”
― Larry Elford, Farming Humans: Easy Money

“The party for those addicted to markets has been the “make it rain” free-money printing game run since 1971. They may call it “Quantitavive Easing”, (QE) or “monetary policy” or “Asset purchases by the Fed”, or any number of terms which cause 99% of humans to stop listening. I urge everyone to demand better from governments, professionals and public servants. To demand real “service” from those who claim to be in this role. Right now we are letting those addicted to money, play with “self” accountability, which is creating addicts and poverty at a faster rate than our western economies can create prosperity. “Asset purchases” means the Fed printing money, to give this money to banks in exchange for some of the banks bad assets that need to be purged. How wealthy would your family be if each losing investment could simply be taken off your hands…using borrowed money that the taxpayer must then repay? How poor would your neighbors be if they did not have this money pipeline working for them? The newly printed money for asset purchases, is backed by US Treasury IOU’s, or similar notes and borrowings, for which the public must now repay through income taxes…forever. Banks thus get billions in freshly created cash, while the US public gets the bad assets, or gets stuck with the bill to pay back the money created to purchase the bad assets. I could probably refine that description a bit, but for now I am going to let it lay here. Any corrections are welcomed with gratitude. Dousing the flames of the 2008 mortgage bubble disaster, using government money issued in this manner, was said to be needed to prevent complete financial system meltdown. A better choice would have been to let those with a gambling addiction, suffer the consequences of their addiction, like we demand of every addict in Downtown LA. But the Fed is the perfect tool for dumping bank gambling losses and bad assets upon the taxpayer, and to make taxpayers pay to give the banks a clean-money start each time. The only thing left to do for the recipients of some of those newly printed billions, is to “launder it”, to get”
― Larry Elford, Farming Humans: Easy Money

“Even the FCAC, the Financial Consumer Agency of Canada is in the game. FCAC was caught letting Canadian banks review and redact reports on Parliamentary hearings into bank abuses, prior to releasing the findings to the public. See image of blacked out documents below obtained by CBC news.”
― Larry Elford, Farming Humans: Easy Money

“Try to do what is right.” “If you are not sure what is right, then try to do what is kind.” Larry Elford Index of Farming Human Tricks in this book.”
― Larry Elford, Farming Humans: Easy Money

“This Chapter is about: Facade regulators who help industries to harm the public. Farming Humans Trick #15 It is important because: When privately-hired rental-cops pretend to be the law, the public gets abused. With governments of many nations assuming a submissive servant-like role to large corporations, it did not take long before corporations offered a “helpful” idea to governments.”
― Larry Elford, Farming Humans: Easy Money

“Larry Elford worked inside Canadian investment dealers for two decades. He saw how high status persons and corporate entities were not subject to the same application of rules or laws as others. Higher status entities were able to “police themselves” or retain their own regulators to “police” their business activities. He learned how status plus this ability to “self regulate”, allowed the growth of corrupt practices, without having to worry that a policeman would come to the office door. Self-regulation also granted the privilege of being able to quietly purchase “exemption” from laws, to further enable corrupt practices without public knowledge or consequences. Not willing to be an accomplice to harming the public, he spoke out as instructed by codes of conduct and ethics. Those calls for ethics were not welcomed and he felt forced to leave the industry. He released a documentary film in 2009, titled “Breach of Trust, the Unique Violence of White Collar Crime”, after becoming aware of the suicide of an investment industry whistleblower. This person was bullied to his death by industry lawyers and those who used the courts as a mechanism to “hush” persons who spoke about abusive practices. He gradually learned more about unwritten “codes of silence”, which usually received priority over written codes of ethics. The truth teller is most often drummed out of the business, rather than being thanked for the honesty and protection of the firm’s reputation. The “Unique Violence” he learned about white collar crime is that there is little”
― Larry Elford, Farming Humans: Easy Money

“I said that the difference between a registered investment professional, and a fake one, is enough to cut the retirement “oxygen” that he must retire and live on, from a level of about 95 percent, to a level of half of that, or less.”
― Larry Elford, Farming Humans: Easy Money

“Mark Manson, author of the Subtle Art of Not Giving A F*ck, for a better understanding of what media is doing to aid in the farming of humans.”
― Larry Elford, Farming Humans: Easy Money

“worked in the brokerage industry before banks were majority owners, and also after banks purchased 90% of investment firms. Recall that the repeal of Glass Steagall by Bill Clinton in the 1990’s allowed banks back into the investment business. All that stands in the way of banks and investment dealers farming the public, was the capture of the regulatory bodies, the men and women who “stand up for the public interest”. It turns out that for a few tens of millions of dollars (give or take) any regulatory body in the world can be entirely funded, and hundreds of billions can then be quietly harvested by taking advantage of the public, with the help of those financially captured “regulators”. Case in point, it used to be that financial “advice” was something that wealthy people paid for, and they received experience advice in return. (see Securities Acts 1936, 1940 etc)”
― Larry Elford, Farming Humans: Easy Money

“that does not make sense, see Warren Buffet’s explanation in the biography, “SNOWBALL”, by Alice Schroeder. In the book Buffet uses a medical analogy to describe the different roles between “advice provider” and “product seller”. He uses the analogy of the medical industry “advice prescriber” (a doctor), or the “pill salesman” (drug sales rep). Buffet worked in both investment salesperson and investment adviser roles during his career and he knows this difference better than anyone on the planet. The advisor or adviser vowel-movement trick, gives nearly one million financial “pill sellers” in North America a clever, yet deceptive way of influencing how the public invests. It allows 90-day-qualified sales reps, to pretend to be financial “doctors”. All it takes is a few thousand well paid regulators. (“say…did he say he was an “adviser, or an advisor?”) The public never asks their doctor whether their medical license is spelled “Doctor” or “Docter”, and the financial industry has learned to use that “vowel movement” trick to their billion dollar profit advantage.”
― Larry Elford, Farming Humans: Easy Money

“Read No One Would Listen: A True Financial Thriller, by Harry Markopolos, about the blind-mice inner workings of the SEC.”
― Larry Elford, Farming Humans: Easy Money

“The deliberate spread of mis-information is easier if access of information on the internet can be commercialized, or sold to the highest bidder. On December 14, 2017, the Federal Communications Commission (FCC) voted in favor of repealing these policies, 3–2, along party lines, as the 2015 vote had occurred. ... On June 11, 2018, the repeal of the FCC's rules took effect, ending network neutrality regulation in the United States. (Trump era)”
― Larry Elford, Farming Humans: Easy Money

“Dr. Al Rosen. He is a former accounting professor, one of the most reputable forensic accountants in North America. Dr. Rosen has consulted or given independent opinions on over 1,000 litigation-related engagements. In recent years he has written two books, which have sounded alarm bells about the state of the accounting profession, but the profession makes more money by not heeding his warnings. What concerns him should concern us all. His first book was titled “Swindlers” and went into detail about how easy it is to financially dupe investors in Canada and the U.S. His book gave examples from cases he has handled in his career. His second book “Easy Prey Investors” is also a must read for anyone investing in Canada or the U.S. In it he reveals the tricks and traps of the accounting industry that no others in the industry have the courage or the moral freedom to voice. The story below, from the UK, gives a snapshot and a link to the kind of accounting fraud that Dr. Al Rosen has long been warning us about. January 15, 2018 On Monday, Carillion, the U.K.’s second-largest construction company, announced that it would go into compulsory liquidation. Carillion is a construction company, it also provides facilities management and maintenance services such as cleaning and catering in the U.K.’s National Health Service hospitals, providing meals in 900 schools, and maintaining prisons. It holds a number of government contracts, including for the construction of a high-speed rail link and for the maintenance of roads. 43,000 employees worldwide, 20,000 work in the U.K.; the company also has a significant presence in the”
― Larry Elford, Farming Humans: Easy Money

“Agnotology is a term created by Robert N. Proctor in a book titled, AGNOTOLOGY, The Making and Unmaking of Ignorance. Robert N. Proctor is Professor of the History of Science at Stanford University and the author of The Nazi War on Cancer (1999) and Cancer Wars: How Politics Shapes What We Know and Don't Know (1995).”
― Larry Elford, Farming Humans: Easy Money

“A skim of 2% to 3% of your investment returns each year, when compounded over 30 or 35 years is sufficient to cut your future life savings by more than half. That is like investing for 35 years with the help of a falsified “professional”, thinking you will retire with everything you deserve, and discovering when it is too late, that you are missing half or even two-thirds of what you should own. This is how to really farm humans.”
― Larry Elford, Farming Humans: Easy Money

“A basic income guarantee would provide each citizen with a sum of money. Except for citizenship, a basic income is entirely unconditional. A basic income guarantee would simplify or end the welfare state, might balance out the “maximum guaranteed income” that corporations and Fed Bankers have received for 100 years, and truly ensure that no one has to live in poverty. Its necessity may become increasingly obvious as more human labor is replaced by machines. Imagine it like putting “water-wings” upon children before letting them into the swimming pool. Some members of society are too vulnerable to be left unprotected in an unsafe environment.”
― Larry Elford, Farming Humans: Easy Money

“army of people paid to “gaslight” the public into thinking they are protected. Chapter 23, page 132. Trick #17 for Farming Humans is using stock markets to launder taxpayer backed, Fed created money to those who control the Fed. Chapter 25, page 136. Trick #18 for Farming Humans is the use of fake information to ensure that society never knows what is true and what is false. Elections, wars, headlines etc. Chapter 26, page 141. Trick #19 for Farming Humans is stimulation and distraction. This emotional hacking of humans is Trick #19 for Farming Humans. See Social Engineering: The Art of Human Hacking Book by Christopher J. Hadnagy Trick #20 for Farming Humans is the elimination of the Fairness Doctrine and 83 media regulations, including requirement for “honest, equitable and balanced”. Chapter 28, page 153. Trick #21 for Farming Humans is governments as handmaidens to corporations, not people. Chapter 29, page 157. Trick #22 for Farming Humans is in the invisible connections between government, professionals and corporations. Chapter 31, page 162. Laws, lobby groups, lawyers. Trick #23 for Farming Humans is a militarized police used to serve and protect power instead of people. Chapter 32, page 170. World Trade Organization, Occupy Wall Street, Black Lives Matter, etc. Trick #24 for Farming Humans is virtually zero enforcement of crime above a certain level of money or power. Invisible friends and powerful people cannot be prosecuted. Chapter 33, page 175. Trick #25 for Farming Humans is cooking the financial books. Chapter 34, page 180. Valeant Pharmaceutical, IFRS vs GAP accounting standards, audit numbers rigged. Trick #26 for Farming Humans is printing infinite money to exchange for finite goods…”let me handle that for you.” Chapter 35, page 184. Trick #27 for Farming Humans is public servants spying on the public, and not on the public servants. Chapter 36, page 188.”
― Larry Elford, Farming Humans: Easy Money

“The Interview is a 2014 American action comedy film co-produced and directed by Seth Rogen and Evan Goldberg in their second directorial work, following This Is the End (2013). The screenplay was written by Dan Sterling, based on a story he co-wrote with Rogen and Goldberg. The film stars Rogen and James Franco as journalists who set up an interview with North Korean leader Kim Jong-un (Randall Park), and are then recruited by the CIA to assassinate him. The film is heavily inspired by a 2012 Vice documentary.In June 2014, The Guardian reported that the film had "touched a nerve" within the North Korean government, as they are "notoriously paranoid about perceived threats to their safety.” The Korean Central News Agency (KCNA), the state news agency of North Korea, reported that their government promised "stern" and "merciless" retaliation if the film was released. KCNA said that the release of a film portraying the assassination of the North Korean leader would not be allowed and it would be considered the "most blatant act of terrorism and war. Wikipedia”
― Larry Elford, Farming Humans: Easy Money

“See YouTube: “CNN Explains: The Occupy movement” for a 2 minute clip to explain the 2011 Occupy protest movement.”
― Larry Elford, Farming Humans: Easy Money

“Trick #1 for Farming Humans is the ability to invisibly commit crime. Chapter 1, Page 9, Ring of Gyges Trick #2 for Farming Humans is to allow professionals to create rigged systems or self serving social constructs. Chapter 4, page 28 (Lawyers who serve corporate interests are often incentivized to assist in harming the society to increase their own security. SEC, Bernie Madoff, Corporations as invisible friends, Money laundering assistance) Trick #3 in Farming Humans is making it legal for insider manipulation of public markets for private gain. (Boeing CEO) page 32 Trick #4 for Farming Humans is Justice prefers to look only down…rarely up towards power. Chapter 5, page 33. Trick #5 for Farming Humans is “let us create the nation’s money”. What could go wrong? Found in Chapter 7 on page 38. Trick # 6 in the game of Farming Humans, to create something which gives a few men an elevated status above the rest. Southern Pacific Railroad taxes, to Pacific Gas and Electric deadly California fires, to Boeing aircraft casualties. Paper “persons” cannot be arrested or jailed. Trick #7 for Farming Humans is a private game of money creation which secretly “borrowed” on the credit backing of the public. Chapter 9, page 51. Federal Reserve. Trick #8 for Farming Humans is seen in the removal of the gold backing of US dollars for global trading partners, a second default of the promises behind the dollar. (1971) Chapter 15, page 81 Trick #9 for Farming Humans is being able to sell out the public trust, over and over again. Supreme Court rules that money equals speech. Chapter 16, page 91. Trick #10 for Farming Humans is Clinton repeals Glass Steagall, letting banks gamble America into yet another financial collapse. Chapter 17, page 93. Trick #11 for Farming Humans is when money is allowed to buy politics. Citizens United, super PAC’s can spend unlimited money during campaigns. Chapter 18, page 97. Trick #12 for Farming Humans is the Derivative Revolution. Making it up with lawyers and papers in a continual game of “lets pretend”. Chapter 19, page 105. Trick #13 for Farming Humans is allowing dis-information to infect society. Chapter 20, page 109. Trick #14 for Farming Humans is substitution of an “advisor”, for what investors think is an “adviser”. Confused yet? The clever “vowel movement” adds billions in profits, while farming investors. Trick #15 for Farming Humans is when privately-hired rental-cops are allowed to lawfully regulate an industry, the public gets abused. Investments, SEC, FDA, FAA etc. Chapter 15, page 122 Trick #16 for Farming Humans is the layer of industry “self regulators”, your second army of people paid to “gaslight” the public into thinking they are protected.”
― Larry Elford, Farming Humans: Easy Money

“Capitalism (with laws) is still the better choice of economic systems in my view, in that it brings the greatest rewards to those who do the greatest good for others. Full stop. There is simply something that is fair, magic and hard to argue with in that principle.”
― Larry Elford, Farming Humans: Easy Money

“Today, authors write about the theft of American’s pensions. Wall Street wizards like Goldman Sachs and others have done a tremendous job of selling “crap” (their words) investments and snake oil to pensions, governments and others. Lawless Capitalism produces the greatest rewards to those who do the greatest harm. But don’t worry, so does lawless Socialism or lawless Anything-ism. It is the lawless behavior that needs to be addressed, not a new “ism”. If you don’t believe me, ask an alcoholic.”
― Larry Elford, Farming Humans: Easy Money

“If you will allow me one more analogy: Suppose you engage someone to “advise” you on your investments, believing that the person you engaged was duty bound to act only on your behalf and acting as your agent to advise you. Now imagine that in secrecy, the person you trust is acting as a commission sales agent for the investment dealer, and not acting as an agent on your behalf as you are led to believe. There is a deception of “dual agency” involved in this, or one of “undisclosed dual agency.” But “self” regulation ensures that this type of fraud is “unseen”. This is how millions of investors in North America are duped into believing falsified professional credentials, and into investing their life savings under false pretenses. Imagine how much money the investment selling industry can make by this deceptive bait and switch, with virtually no member of the investing public told of it. Most regulators and “self”-regulators could be considered the paid, professional “gaslighters” of today. Gaslighting is the deepest kind of moral wrong. When it is practiced by industry regulators to protect their industry, it harms and farms society.”
― Larry Elford, Farming Humans: Easy Money

“Disinformation is false information spread deliberately to deceive.This is a subset of misinformation, which also may be unintentional. The English word disinformation is a loose translation of the Russian dezinformatsiya,[derived from the title of a KGB black propaganda department. Joseph Stalin coined the term, giving it a French-sounding name to claim it had a Western origin. Russian use began with a "special disinformation office" in 1923.[Disinformation was defined in Great Soviet Encyclopedia (1952) as "false information with the intention to deceive public opinion”. Wikipedia”
― Larry Elford, Farming Humans: Easy Money

“Again, search “All wars are bankers wars”, on YouTube.”
― Larry Elford, Farming Humans: Easy Money

“Auditors “Breaking Bad” This Chapter is about: Public Corporation accounting can now be cooked as easily as making Meth in a motorhome…in the style of “Breaking Bad”. Farming Humans Trick #25. It is important because: It allows a “Paint by Numbers” falsified pictures of reality. Investors take heed. "I would not hire you to audit the contents of my fridge”!! British MP addresses KPMG, during UK Parliamentary hearings into bankruptcy of firm (Carillion) that KPMG gave clean financial bill of health just six months prior to going under.”
― Larry Elford, Farming Humans: Easy Money