Laura D. Adams > Quotes

“If money management isn't something you enjoy, consider my perspective. I look at managing my money as if it were a part-time job. The time you spend monitoring your finances will pay off. You can make real money by cutting expenses and earning more interest on savings and investments. I'd challenge you to find a part-time job where you could potentially earn as much money for just an hour or two of your time.”
― Laura D. Adams, Money Girl's Smart Moves to Deal with Your Debt: Create a Richer Life

“I’ve discouraged you from using credit cards because they’re so easy to abuse. But if you can occasionally make a small charge and pay the bill off in full each month, you can slowly improve your credit rating.”
― Laura D. Adams, Money Girl's Smart Moves to Deal with Your Debt: Create a Richer Life

“But if you have a passion for collecting valuable items such as rare coins, fine wine, artwork, antiques, cars, or books, for example, your hobby may be a fun way to enhance your retirement funds.”
― Laura D. Adams, Money Girl's Smart Moves to Grow Rich: A Proven Plan for Taking Charge of Your Finances

“Education is a progressive discovery of our own ignorance. —WILL DURANT, writer and historian”
― Laura D. Adams, Money Girl's Smart Moves to Grow Rich: A Proven Plan for Taking Charge of Your Finances

“You begin to take control of your financial reality when you can take full control of yourself—not a moment before. The inability to manage money is actually the inability to manage yourself.”
― Laura D. Adams, Money Girl's Smart Moves to Grow Rich: A Proven Plan for Taking Charge of Your Finances

“Time is a critical factor in being able to amass money, due to the wonderful power of compounding interest, and as we’ve also discussed, time gives your portfolio the opportunity to correct itself from down markets.”
― Laura D. Adams, Money Girl's Smart Moves to Grow Rich: A Proven Plan for Taking Charge of Your Finances

“The most common bad financial habit is living above your means—that’s when your spending is higher than your income.”
― Laura D. Adams, Money Girl's Smart Moves to Grow Rich: A Proven Plan for Taking Charge of Your Finances

“If you think about it, many times the brands we purchase reflect who we want to be, not who we are.”
― Laura D. Adams, Money Girl's Smart Moves to Grow Rich: A Proven Plan for Taking Charge of Your Finances

“The last reason many of us overspend is that we have a lack of personal responsibility.”
― Laura D. Adams, Money Girl's Smart Moves to Grow Rich: A Proven Plan for Taking Charge of Your Finances

“The absolute amount of money you have isn’t nearly as important as how you handle your money each and every day.”
― Laura D. Adams, Money Girl's Smart Moves to Grow Rich: A Proven Plan for Taking Charge of Your Finances