Jesse Mecham > Quotes

“Lifestyle creep is when the cost of your lifestyle rises in tandem with your income. Any income bump goes toward paying higher expenses.”
― Jesse Mecham, You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

“Let me be clear : What do I want? and What do i want my Money to do for me? are different questions. I'm not prompting you to write your holiday wish list. What do i want my money to do for me? is about nothing less than deciding what kind of life you want to live, and then making a plan so your money can help you get there.”
― Jesse Mecham, You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

“Forget future money; use today’s money to write your future.”
― Jesse Mecham, You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

“Accountability is dealing with the truth of every decision you make.”
― Jesse Mecham, You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

“The fallacy of trying to time the highs and lows Trying to time the highs and lows of the market is a fool's game. It can't be done with any reliability, and you shouldn't waste your time trying.”
― Jesse Mecham, Invest Like a Pro: A 10-Day Investing Course

“Since you cannot successfully time the market or select individual stocks, asset allocation should be the major focus of your investment strategy, because it is the only factor affecting your investment risk and return that you can control.”
― Jesse Mecham, Invest Like a Pro: A 10-Day Investing Course

“One very quick and dirty option is to allocate your age as a percentage of bonds, the rest should be in stocks. I'm 31, so I should be at 31% bonds, and 69% stocks.”
― Jesse Mecham, Invest Like a Pro: A 10-Day Investing Course

“I'd rather play with my kids than agonize over market movements, P/E ratios, and what the Dow did today.”
― Jesse Mecham, Invest Like a Pro: A 10-Day Investing Course

“The best thing we can do for our kids is to help them see that student debt is not the only option”
― Jesse Mecham, You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

“What do I want my money to do for me? works like a gut check that helps us see whether our priorities are driving our money decisions. When we know what we want our money to do for us, the options become a lot less daunting, and confidence quickly replaces the stress.”
― Jesse Mecham, You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

“William Bernstein, author of The Four Pillars of Investing,”
― Jesse Mecham, Invest Like a Pro: A 10-Day Investing Course

“The moment you let your priorities lead, you’ll find that many of your anxieties around money—and the jitters you thought weren’t about money at all—quickly disappear.”
― Jesse Mecham, You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

“When you ask, What do I want my money to do for me? you’re deciding how you’ll use your money to get closer to the life you want.”
― Jesse Mecham, You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

“Scarcity pushes us to be very concrete about our priorities, and those that matter to us the most make themselves known in these moments. And that will help make significant changes for the better with your finances.”
― Jesse Mecham, You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

“look”
― Jesse Mecham, You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want