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“There’s a word in Spanish that encompasses all this: aprovechar. It means to use something wisely—be it a sunny day at the beach or leftovers made into a delicious new meal. It’s getting full value from life, enjoying all the good that each moment and each thing has to offer. You can aprovecha a simple meal, a bowl of ripe strawberries, or a cruise in the Bahamas. There’s nothing miserly about aprovechar; it’s a succulent word, full of sunlight and flavor. If only frugal sounded so sweet.”
Joe Dominguez, Your Money or Your Life
“remember that there is no single act of greatness, just a series of small acts done with great passion or great love,”
Joe Dominguez, Your Money or Your Life
“What did you want to be when you grew up? What have you always wanted to do that you haven’t yet done? What have you done in your life that you are really proud of? If you knew you were going to die within a year, how would you spend that year? What brings you the most fulfillment—and how is that related to money? If you didn’t have to work for a living, what would you do with your time?”
Joe Dominguez, Your Money or Your Life
“Knowing that money is simply your life energy puts you in the driver’s seat of your money life. How much of my life am I willing to sell to have money in my pocket? Looking around at your accumulation of stuff you can ask, ‘How many hours of my life did I invest to have this . . . chair . . . car . . . matched set of cookware . . . diploma on the wall?’ See what this does to your next purchase.”
Joe Dominguez, Your Money or Your Life
“it isn’t the stuff. It’s what the stuff means.”
Joe Dominguez, Your Money or Your Life
“What did you want to be when you grew up? What about now? What’s on your “bucket list,” those things you want to do before you die? What is your calling, the work of your heart and soul? Talk about one of your happiest memories. What made you happy? What could happen out of the blue that would be like a dream come true? What do you want for your children/loved ones that money can buy?”
Joe Dominguez, Your Money or Your Life
“Instead of a dark box billionaire, you are probably hoping to become a lighthearted, productive, free person who just happens to never have to worry about money again.”
Joe Dominguez, Your Money or Your Life
“you knew you were going to die within a year, how would you spend that year? What brings you the most fulfillment—and how is that related to money? If you didn’t have to work for a living, what would you do with your time?”
Joe Dominguez, Your Money or Your Life
“it means knowing how much is enough money for you to have a life you love, now and in the future.”
Joe Dominguez, Your Money or Your Life
“To tally your score, add the numbers you’ve circled. If you are below 92, you probably lack meaning and purpose in life; if you scored 92 to 112, you are indecisive or hazy regarding your sense of purpose; and if your score is greater than 112, you have a clear purpose.”
Joe Dominguez, Your Money or Your Life
“adding “Why?” to the end of any question will take it deeper. Adding “How has society shaped my answer?” to any question will take it wider.”
Joe Dominguez, Your Money or Your Life
“We aren’t changing our minds; we’re just changing our technologies. Is this enough? Not according to Robert Ornstein and Paul Ehrlich. In their book, New World New Mind, they point out that our minds were designed to respond well to short-term threats—tigers and fires and the whites of our enemies’ eyes.”
Joe Dominguez, Your Money or Your Life
“Having an internal yardstick for fulfillment is actually one part of what we call Financial Integrity. You learn to make your financial choices independent of what advertising and industry have decided would be good for their business.”
Joe Dominguez, Your Money or Your Life
“When you are financially independent, the way money functions in your life is determined by you, not by your circumstances.”
Joe Dominguez, Your Money or Your Life
“We have learned to seek external solutions to signals from the mind, heart, or soul that something is out of balance.”
Joe Dominguez, Your Money or Your Life

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