Ramit Sethi > Quotes

“Spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.”
― Ramit Sethi, I Will Teach You To Be Rich

“The 85 Percent Solution: Getting started is more important than becoming an expert.”
― Ramit Sethi, I Will Teach You To Be Rich: No guilt, no excuses - just a 6-week programme that works

“It’s more important to get started than to spend an exhaustive amount of time researching”
― Ramit Sethi, I Will Teach You To Be Rich

“My friend Jim once called to tell me that he’d gotten a raise at work. On the same day, he moved into a smaller apartment. Why? Because he doesn’t care very much about where he lives, but he loves spending money on camping and biking. That’s called conscious spending.”
― Ramit Sethi, I Will Teach You To Be Rich

“There is a limit to how much you can cut but there is no limit to how much you can earn.”
― Ramit Sethi, Money + Business Essentials for Creative Entrepreneurs

“Cynics don’t want results; they want an excuse to not take action.”
― Ramit Sethi, I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.

“The single most important factor to getting rich is getting started, not being the smartest person in the room.”
― Ramit Sethi, I Will Teach You To Be Rich

“Frugality, quite simply, is about choosing the things you love enough to spend extravagantly on—and then cutting costs mercilessly on the things you don’t love.”
― Ramit Sethi, I Will Teach You To Be Rich

“with too much information, we do nothing.”
― Ramit Sethi, I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.

“young is about developing the right habits.”
― Ramit Sethi, I Will Teach You To Be Rich

“In the end, managing your finances well is a lot like developing a strong personal productivity system: You keep track of everything without making it your full-time job; you set goals; you break them down into small bite-size tasks; you save yourself time by automating manual work; and you spend your time and brainpower focusing on the big picture. That’s what I try to do with my time and money.”
― Ramit Sethi, I Will Teach You To Be Rich: No guilt, no excuses - just a 6-week programme that works

“The real lesson is: When companies—and people—show you who they truly are, believe them.”
― Ramit Sethi, I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.

“Sometimes the most advanced thing you can do is the basics, consistently.”
― Ramit Sethi, I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.

“People love to argue minor points, partially because they feel it absolves them from actually having to do anything.”
― Ramit Sethi, I Will Teach You To Be Rich: No guilt, no excuses - just a 6-week programme that works

“Most busy people want to mentor someone great”
― Ramit Sethi, Money + Business Essentials for Creative Entrepreneurs

“Very few people actually want to understand something they want results.”
― Ramit Sethi, Money + Business Essentials for Creative Entrepreneurs

“On average, millionaires invest 20 percent of their household income each year.”
― Ramit Sethi, I Will Teach You To Be Rich

“Why do you want to be rich? What do you want to do with your wealth?”
― Ramit Sethi, I Will Teach You To Be Rich

“This book isn’t about telling you to stop buying lattes. Instead, it’s about being able to actually spend more on the things you love by not spending money on all the knucklehead things you don’t care about. Look, it’s easy to want the best of everything: We want to go out all the time, live in a great apartment, buy new clothes, drive a new car, and travel any time we want. The truth is, you have to prioritize. My friend Jim once called to tell me that he’d gotten a raise at work. On the same day, he moved into a smaller apartment. Why? Because he doesn’t care very much about where he lives, but he loves spending money on camping and biking. That’s called conscious spending. (Learn”
― Ramit Sethi, I Will Teach You To Be Rich

“When you are listening to someone you respect, treat their whispers like screams”
― Ramit Sethi, Money + Business Essentials for Creative Entrepreneurs

“I once had a woman who emailed me saying, “I always tell myself I want to run three times a week, but I never go.” I wrote back and said, “What about going for a run once a week?” She replied, “Once a week? What’s the point?” She would rather dream about running three times a week than actually run once a week.”
― Ramit Sethi, I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.

“You have to get off your chair and into life.”
― Ramit Sethi, Money + Business Essentials for Creative Entrepreneurs

“I live in the world of what is notwhat should be.”
― Ramit Sethi, Money + Business Essentials for Creative Entrepreneurs

“The American Psychological Association reports that Americans today, compared to the 1950s, seem less happy, even though we eat out twice as much and own two times as many cars. We have so many more toys, like big-screen TVs, smartphones, and microwaves. But that isn’t leading to a more satisfying life.”
― Ramit Sethi, I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.

“Focus more on being decisive and less on trying to make the “right” decision. You’ll never know until you try, and if you’re wrong, you can always try again.”
― Ramit Sethi, Your Move: The Underdog’s Guide to Building Your Business

“Cynics don’t want results; they want an excuse to not take action. Ironically, even if they win their own manufactured argument, they lose overall, because they’re stuck in a prison of their mind.”
― Ramit Sethi, I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.

“Conscious spending isn’t about cutting your spending on everything. That approach wouldn’t last two days. It is, quite simply, about choosing the things you love enough to spend extravagantly on—and then cutting costs mercilessly on the things you don’t love.”
― Ramit Sethi, I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.

“automate savings and bill payment.”
― Ramit Sethi, I Will Teach You To Be Rich

“why I hate Wells Fargo and Bank of America. These big banks are pieces of shit. They rip you off, charge near-extortionate fees, and use deceptive practices to beat down the average consumer. Nobody will speak up against them because everyone in the financial world wants to strike a deal with them. I have zero interest in deals with these banks. If you use them, don’t. You’re asking to be mistreated if you do. Google “Ramit best accounts” for the best checking and savings accounts and credit cards. I make no money from these recommendations. I just want you to avoid getting ripped off.”
― Ramit Sethi, I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.

“Here’s an unexpected lesson I learned: The world wants you to be vanilla. They will always push you to look and act the same as everyone else.”
― Ramit Sethi, Your Move: The Underdog’s Guide to Building Your Business