Jonathan Morduch

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Jonathan Morduch


Born
in The United States
October 03, 1963

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Jonathan Morduch (born October 3, 1963) is a professor of public policy and economics at the Robert F. Wagner Graduate School of Public Service. He is a development economist most well known for his significant academic contributions to assessing the impact of microfinance since the early years of the movement. He has written extensively on poverty and financial institutions in developing countries and on tensions between achieving social impacts and meeting financial goals in microfinance.

Morduch is the managing director of the Financial Access Initiative, a consortium of leading development economists (including Sendhil Mullainathan at Harvard and Dean Karlan at Yale) that aims to expand access to financial services for low-income individ
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Average rating: 3.94 · 1,661 ratings · 155 reviews · 32 distinct worksSimilar authors
Portfolios of the Poor: How...

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3.95 avg rating — 1,172 ratings — published 2009 — 16 editions
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The Financial Diaries: How ...

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3.91 avg rating — 439 ratings — published 2017 — 4 editions
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The Economics of Microfinance

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3.84 avg rating — 135 ratings — published 2005 — 19 editions
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Economics of Microfinance

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Financial Inclusion: What E...

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Income smoothing and consum...

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Microeconomics: 2024 Releas...

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Economics: 2024 Release ISE

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Rethinking inequality decom...

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The Economics of Microfinan...

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Quotes by Jonathan Morduch  (?)
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“Even more than savings, debt is freighted with moral baggage. We even use two different words for the same thing: credit and debt. When you apply for a loan, you fill out a credit application, while lenders make a decision to give you money based largely on your credit score. The most common borrowing vehicle for Americans is a credit card. If instead the process involved filling out a debt application, checking our debt score, and using a debt card, many of us might consider our actions differently.”
Jonathan Morduch, The Financial Diaries: How American Families Cope in a World of Uncertainty

“Nationally, 22 percent of Americans reported overdrawing their bank accounts at least once in the previous twelve months,”
Jonathan Morduch, The Financial Diaries: How American Families Cope in a World of Uncertainty

“Housing costs are also squeezing middle- and lower-income families. For the poorest third of households, housing expenses have increased more than 50 percent since the mid-1990s and for the middle third, about 25 percent.”
Jonathan Morduch, The Financial Diaries: How American Families Cope in a World of Uncertainty



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