Banks

A bank is a financial institution and a financial intermediary that accepts deposits and channels those deposits into lending activities.

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Thomas Jefferson
I believe that banking institutions are more dangerous to our liberties than standing armies.
Thomas Jefferson

Robert A. Heinlein
He became convinced that ordinary commercial financing could be done for a service charge plus an insurance fee amounting to much less that the current rates of interest charged by banks, whose rates were based on supply and demand, treating money as a commodity rather than as a sovereign state's means of exchange. ...more
Robert A. Heinlein, For Us, the Living: A Comedy of Customs

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