“Perhaps it’s time for a sabbatical, or for what Tim Ferriss calls a ‘mini-retirement,’ an intentional break in which you undertake, now, one of the adventures you were mentally deferring until much later in life. After all, there’s never any guarantee that you’ll still be around to do it years in the future. At the very least, it might be time to spend an hour today enjoying yourself – cashing in some of the investments you previously made in your future self, you might say, and splashing out on the present one.”