“expectation rather than the reality of the present is the special trouble of those business men who live entirely to make money. So many people of wealth understand much more about making and saving money than about using and enjoying it. They fail to live because they are always preparing to live. Instead of earning a living they are mostly earning an earning, and thus when the time comes to relax they are unable to do so. Many a “successful” man is bored and miserable when he retires, and returns to his work only to prevent a younger man from taking his place.”