“Ships and railways do not spring up from the earth and function automatically. They come in response to the call of civilisation, through the labour and ingenuity and organising ability of people who have imagination, faith, enthusiasm, decision and persistence! These people are known as capitalists. They are motivated by the desire to build, construct, achieve, provide useful service, earn profits and accumulate riches. And, because they provide service without which there would be no civilisation, they put themselves in the way of great riches.”