“Riches and rank have no necessary connection with genuine gentlemanly qualities. The poor man with rich spirit is in all ways superior to the rich man with a poor spirit. To borrow St. Paul's words, the former is as "having nothing, yet possessing all things," while the other, though possessing all things has nothing. Only the poor in spirit are really poor. He who has lost all, but retains his courage, cheerfulness, hope, virtue, and self respect, is still rich.”