“Here we are today, and bitcoin is taking on the entire banking system, the most powerful industry in the world. Guess what? Bitcoin’s going to win. It’s going to win for a very simple reason. It’s not just going to win because it’s better. It’s not just going to win because the banking system is run by gangsters, crooks, and some of the most immoral empty suits in the world. It’s not just going to win because the banking system has spent the last 50 years delivering just two consumer innovations — ATMs and credit cards — and then spent the rest of the time trying to figure out how to fleece you. It’s going to win because it’s open. In a world of tinkers, of experimenters, of makers, open wins. The reason it wins is that it allows innovation to flourish at the edges.”