JP Visto > JP's Quotes

“Perfer et obdura, dolor hic tibi proderit olim. (Be patient and tough; someday this pain will be useful to you.)”
― Ovid

“As if you could kill time without injuring eternity.”
― Henry David Thoreau, Walden or, Life in the Woods

“Whatever satisfies the soul is truth.”
― Walt Whitman

“We buy things we don't need with money we don't have to impress people we don't like.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“Act your wage.”
― Dave Ramsey

“Pray like it all depends on God, but work like it all depends on you.”
― Dave Ramsey

“A budget is telling your money where to go instead of wondering where it went.”
― Dave Ramsey

“You must gain control over your money or the lack of it will forever control you.”
― Dave Ramsey

“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“Years ago, in a motivational seminar by the master, Zig Ziglar, I heard a story about how mediocrity will sneak up on you. The story goes that if you drop a frog into boiling water, he will sense the pain and immediately jump out. However, if you put a frog in room-temperature water, he will swim around happily, and as you gradually turn the water up to boiling, the frog will not sense the change. The frog is lured to his death by gradual change. We can lose our health, our fitness, and our wealth gradually, one day at a time. It might be a cliché, but that’s because it is true: The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“A budget is people telling their money where to go instead of wondering where it went.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“Children are sponges—they are going to absorb whatever is around them, so we need to be intentional about what surrounds them.”
― Dave Ramsey, Smart Money Smart Kids: Raising the Next Generation to Win with Money

“typical millionaire lives in a middle-class home, drives a two-year-old or older paid-for car, and buys blue jeans at Wal-Mart.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, vision cleared, ambition inspired, and success achieved. HELEN KELLER”
― Dave Ramsey, The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth)