Chad Urdy > Chad's Quotes

“IN AMERICA the central message is that each of us is free to write our own story. A polyglot nation of prodigious energy, we are held together by dreams of material progress. Seventy-eight percent of Americans still believe that anybody in America can become rich and live the good life. All it takes is desire, hard work, a little luck, and the right timing. The fable of wealth for the 1990s was telecommunications and the “new economy” of the Internet. But throughout the nation’s history there have been similar stories of riches won and lost—in the westward migration of the nineteenth century, in the excesses of the Gilded Age that closed it, in the champagne bubble of the 1920s before the Great Depression, and during the deficit spending spree of the 1980s—stories that reflect the hopeful striving of a daring people. It is because of this bounding optimism that America is an amazing and seductive place to live, something that continues to be affirmed each day by the battalions of migrants that scramble ashore in the risky pursuit of happiness. Thus the dream endures. But”
― Peter C. Whybrow, American Mania: When More is Not Enough

“Two things are infinite: the universe and human stupidity; and I'm not sure about the universe.”
― Albert Einstein

“The Seven Social Sins are:

Wealth without work.
Pleasure without conscience.
Knowledge without character.
Commerce without morality.
Science without humanity.
Worship without sacrifice.
Politics without principle.


From a sermon given by Frederick Lewis Donaldson in Westminster Abbey, London, on March 20, 1925.”
― Frederick Lewis Donaldson

“The saddest aspect of life right now is that science gathers knowledge faster than society gathers wisdom.”
― Isaac Asimov

“Never memorize something that you can look up.”
― Albert Einstein

“Somewhere, something incredible is waiting to be known.”
― Carl Sagan

“The important thing is not to stop questioning. Curiosity has its own reason for existence. One cannot help but be in awe when he contemplates the mysteries of eternity, of life, of the marvelous structure of reality. It is enough if one tries merely to comprehend a little of this mystery each day.

—"Old Man's Advice to Youth: 'Never Lose a Holy Curiosity.'" LIFE Magazine (2 May 1955) p. 64”
― Albert Einstein

“The fact that we live at the bottom of a deep gravity well, on the surface of a gas covered planet going around a nuclear fireball 90 million miles away and think this to be normal is obviously some indication of how skewed our perspective tends to be.”
― Douglas Adams, The Salmon of Doubt: Hitchhiking the Galaxy One Last Time

“An expert is a person who has made all the mistakes that can be made in a very narrow field.”
― Niels Bohr

“We are just an advanced breed of monkeys on a minor planet of a very average star. But we can understand the Universe. That makes us something very special.”
― Stephen Hawking

“The good thing about science is that it's true whether or not you believe in it.”
― Neil deGrasse Tyson

“Nothing in life is to be feared, it is only to be understood. Now is the time to understand more, so that we may fear less.”
― Marie Curie

“Science is not only compatible with spirituality; it is a profound source of spirituality.”
― Carl Sagan, The Demon-Haunted World: Science as a Candle in the Dark

“For me, I am driven by two main philosophies: know more today about the world than I knew yesterday and lessen the suffering of others. You'd be surprised how far that gets you.”
― Neil deGrasse Tyson

“Your assumptions are your windows on the world. Scrub them off every once in a while, or the light won't come in.”
― Alan Alda

“Life would be tragic if it weren't funny.”
― Stephen Hawking

“It would be possible to describe everything scientifically, but it would make no sense; it would be without meaning, as if you described a Beethoven symphony as a variation of wave pressure.”
― Albert Einstein

“We are going to die, and that makes us the lucky ones. Most people are never going to die because they are never going to be born. The potential people who could have been here in my place but who will in fact never see the light of day outnumber the sand grains of Arabia. Certainly those unborn ghosts include greater poets than Keats, scientists greater than Newton. We know this because the set of possible people allowed by our DNA so massively exceeds the set of actual people. In the teeth of these stupefying odds it is you and I, in our ordinariness, that are here.We privileged few, who won the lottery of birth against all odds, how dare we whine at our inevitable return to that prior state from which the vast majority have never stirred?”
― Richard Dawkins, Unweaving the Rainbow: Science, Delusion and the Appetite for Wonder

“Physics is like sex: sure, it may give some practical results, but that's not why we do it.”
― Richard P. Feynman

“I am an atheist, out and out. It took me a long time to say it. I've been an atheist for years and years, but somehow I felt it was intellectually unrespectable to say one was an atheist, because it assumed knowledge that one didn't have. Somehow, it was better to say one was a humanist or an agnostic. I finally decided that I'm a creature of emotion as well as of reason. Emotionally, I am an atheist. I don't have the evidence to prove that God doesn't exist, but I so strongly suspect he doesn't that I don't want to waste my time.”
― Isaac Asimov

“I like the scientific spirit—the holding off, the being sure but not too sure, the willingness to surrender ideas when the evidence is against them: this is ultimately fine—it always keeps the way beyond open—always gives life, thought, affection, the whole man, a chance to try over again after a mistake—after a wrong guess.”
― Walt Whitman, Walt Whitman's Camden Conversations

“Every atom in your body came from a star that exploded. And, the atoms in your left hand probably came from a different star than your right hand. It really is the most poetic thing I know about physics: You are all stardust. You couldn’t be here if stars hadn’t exploded, because the elements - the carbon, nitrogen, oxygen, iron, all the things that matter for evolution and for life - weren’t created at the beginning of time. They were created in the nuclear furnaces of stars, and the only way for them to get into your body is if those stars were kind enough to explode. So, forget Jesus. The stars died so that you could be here today.”
― Lawrence M. Krauss

“It is indisputable that the being whose capacities of enjoyment are low, has the greatest chance of having them fully satisfied; and a highly endowed being will always feel that any happiness which he can look for, as the world is constituted, is imperfect. But he can learn to bear its imperfections, if they are at all bearable; and they will not make him envy the being who is indeed unconscious of the imperfections, but only because he feels not at all the good which those imperfections qualify.

It is better to be a human being dissatisfied than a pig satisfied; better to be Socrates dissatisfied than a fool satisfied. And if the fool, or the pig, is of a different opinion, it is only because they only know their own side of the question.”
― John Stuart Mill, Utilitarianism

“What are the odds that people will make smart decisions about money if they don't need to make smart decisions--if they can get rich making dumb decisions? The incentives on Wall Street were all wrong; they're still all wrong.”
― Michael Lewis, The Big Short: Inside the Doomsday Machine

“The CDO was, in effect, a credit laundering service for the residents of Lower Middle Class America. For Wall Street it was a machine that turned lead into gold.”
― Michael Lewis, The Big Short: Inside the Doomsday Machine

“In Bakersfield, California, a Mexican strawberry picker with an income of $14,000 and no English was lent every penny he needed to buy a house for $724,000.”
― Michael Lewis, The Big Short: Inside the Doomsday Machine

“That was the problem with money: What people did with it had consequences, but they were so remote from the original action that the mind never connected the one with the other.”
― Michael Lewis, The Big Short: Inside the Doomsday Machine

“When you’re a conservative Republican, you never think people are making money by ripping other people off,” he said. His mind was now fully open to the possibility. “I now realized there was an entire industry, called consumer finance, that basically existed to rip people off.”
― Michael Lewis, The Big Short: Inside the Doomsday Machine

“A credit default swap was confusing mainly because it wasn’t really a swap at all. It was an insurance policy, typically on a corporate bond, with semiannual premium payments and a fixed term. For instance, you might pay $200,000 a year to buy a ten-year credit default swap on $100 million in General Electric bonds. The most you could lose was $2 million: $200,000 a year for ten years. The most you could make was $100 million, if General Electric defaulted on its debt any time in the next ten years and bondholders recovered nothing. It was a zero-sum bet: If you made $100 million, the guy who had sold you the credit default swap lost $100 million. It was also an asymmetric bet, like laying down money on a number in roulette. The most you could lose were the chips you put on the table; but if your number came up you made thirty, forty, even fifty times your money.”
― Michael Lewis, The Big Short: Inside the Doomsday Machine

“Complicated financial stuff was being dreamed up for the sole purpose of lending money to people who could never repay it.”
― Michael Lewis, The Big Short: Inside the Doomsday Machine