Cara Black > Cara's Quotes

“We buy things we don't need with money we don't have to impress people we don't like.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“Measure your wealth not by the things you have, but by the things for which you would not take money.”
― Dave Ramsey, Financial Peace Revisited: New Chapters on Marriage, Singles, Kids and Families

“A year of intense exercise and watching what you eat will likely change the trajectory of your life physically. You will melt away fat, tone up muscle, feel better, and change your habits, likely for life. But only ten days of that exercise program won’t move the needle on the scale. To create big-time success you have to stay focused and stay intense over an extended period of time.”
― Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches

“A good plan, violently executed now, is better than a perfect plan next week. —George S. Patton”
― Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches

“Seth Godin says, “Instead of wondering when your next vacation is, maybe you should set up a life you don’t need to escape from.”
― Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches

“The German root word for “debt” is the same as for “guilt.”
― Dave Ramsey, The Money Answer Book: Quick Answers to Everyday Financial Questions

“Henry Ford said, “Those who never make mistakes work for those of us who do.”
― Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches

“Children are sponges—they are going to absorb whatever is around them, so we need to be intentional about what surrounds them.”
― Dave Ramsey, Smart Money Smart Kids: Raising the Next Generation to Win with Money

“There's a whole generation growing up thinking...the government exists to care for them.”
― Dave Ramsey Rachel Cruze

“Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, vision cleared, ambition inspired, and success achieved. HELEN KELLER”
― Dave Ramsey, The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth)

“The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have. Working with no traction, or for that matter simply wasting a day, does not relax you, it drains you.//
Strange as it may seem, when you work a daily plan in pursuit of your written goals that flow from your mission statement born of your vision for living your dreams, you are energized after a tough long day.”
― Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches

“Live like no else today, so you can live like no else tomorrow.”
― Dave Ramsey

“I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“If you don’t own the goal and it doesn’t come from your dream, then you won’t have the toughness to persevere when the going gets tough. And I will promise you that the going will get tough. There is never an exception—everyone who wins must push through obstacles, lots of them. You simply will not get up at dawn for your three-mile run because your wife wants you thinner. Big goals require big backbone—wimps need not apply.”
― Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches

“Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“Years ago, in a motivational seminar by the master, Zig Ziglar, I heard a story about how mediocrity will sneak up on you. The story goes that if you drop a frog into boiling water, he will sense the pain and immediately jump out. However, if you put a frog in room-temperature water, he will swim around happily, and as you gradually turn the water up to boiling, the frog will not sense the change. The frog is lured to his death by gradual change. We can lose our health, our fitness, and our wealth gradually, one day at a time. It might be a cliché, but that’s because it is true: The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!”
― Dave Ramsey

“Stupid is not illegal.”
― Dave Ramsey

“You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.”
― Dave Ramsey, Financial Peace Revisited: New Chapters on Marriage, Singles, Kids and Families

“Fear is the enemy of hope.”
― Dave Ramsey

“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“You must gain control over your money or the lack of it will forever control you.”
― Dave Ramsey

“Pray like it all depends on God, but work like it all depends on you.”
― Dave Ramsey

“If you will live like no one else, later you can live like no one else.”
― Dave Ramsey

“Act your wage.”
― Dave Ramsey

“A budget is telling your money where to go instead of wondering where it went.”
― Dave Ramsey

“Aristotle once said, “To avoid criticism say nothing, do nothing, and be nothing.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness