Derek

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Warren Buffett
“There seems to be some perverse human characteristic that likes to make easy things difficult. ”
Warren Buffett

Ralph Waldo Emerson
“Without ambition one starts nothing. Without work one finishes nothing. The prize will not be sent to you. You have to win it.”
Ralph Waldo Emerson

Warren Buffett
“Be Fearful When Others Are Greedy and Greedy When Others Are Fearful”
Warren Buffett

Stephen R. Covey
“The reflection of the current social paradigm tells us we are largely determined by conditioning and conditions.”
Stephen R. Covey, The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change

J.K. Rowling
“It is impossible to live without failing at something, unless you live so cautiously that you might as well not have lived at all—in which case, you fail by default.”
J.K. Rowling

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