Tom Richards

“It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just ain’t so.”
― Howard Marks, The Most Important Thing Illuminated: Uncommon Sense for the Thoughtful Investor

“Bill Gates once said, “Success is a lousy teacher. It seduces smart people into thinking they can’t lose.”
― Morgan Housel, The Psychology of Money

“Some people are born into families that encourage education; others are against it. Some are born into flourishing economies encouraging of entrepreneurship; others are born into war and destitution. I want you to be successful, and I want you to earn it. But realize that not all success is due to hard work, and not all poverty is due to laziness. Keep this in mind when judging people, including yourself.”
― Morgan Housel, The Psychology of Money

“Risk is what’s left over when you think you’ve thought of everything.”
― Morgan Housel, The Psychology of Money