Tom Richards

“Napoleon’s definition of a military genius was, “The man who can do the average thing when all those around him are going crazy.”
― Morgan Housel, The Psychology of Money

“Risk is what’s left over when you think you’ve thought of everything.”
― Morgan Housel, The Psychology of Money

“Some people are born into families that encourage education; others are against it. Some are born into flourishing economies encouraging of entrepreneurship; others are born into war and destitution. I want you to be successful, and I want you to earn it. But realize that not all success is due to hard work, and not all poverty is due to laziness. Keep this in mind when judging people, including yourself.”
― Morgan Housel, The Psychology of Money

“Money’s greatest intrinsic value—and this can’t be overstated—is its ability to give you control over your time.”
― Morgan Housel, The Psychology of Money