Michael Davie

“Faith is not bare knowledge or passive persuasion but the
embrace of Christ by the heart, resulting in personal knowledge of God.
The heart must therefore be prepared by the law awakening the sinner
to his need of Christ. The law beats on the stony heart as a hammer to
smooth its surface before God writes His Word upon it. Though some
men called this repentance, Calvin preferred to think of it as preparation
for faith, which in turn leads to true repentance.”
― Joel R. Beeke