Bob

“A budget is telling your money where to go instead of wondering where it went.”
― Dave Ramsey

“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

“You must gain control over your money or the lack of it will forever control you.”
― Dave Ramsey

“That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.”
― Dave Ramsey, Financial Peace Revisited: New Chapters on Marriage, Singles, Kids and Families