Polina Efimova

“Less ego, more wealth. Saving money is the gap between your ego and your income, and wealth is what you don’t see. So wealth is created by suppressing what you could buy today in order to have more stuff or more options in the future. No matter how much you earn, you will never build wealth unless you can put a lid on how much fun you can have with your money right now, today.”
― Morgan Housel, The Psychology of Money

“Compounding works best when you can give a plan years or decades to grow. This is true for not only savings but careers and relationships. Endurance is key. And when you consider our tendency to change who we are over time, balance at every point in your life becomes a strategy to avoid future regret and encourage endurance.”
― Morgan Housel, The Psychology of Money

“Sometimes which choice you make is not as important as making a choice and commiting to it.”
― Matthew McConaughey, Greenlights

“Spending money to show people how much money you have is the fastest way to have less money.”
― Morgan Housel, The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness