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“The evangelical financial guru, Dave Ramsey, motivates individuals and couples to concentrate on paying off all their debts. When they do, he invites them to his radio program and lets them celebrate by yelling, “We are debt free!” over the air. The person being lifted out of the waters of baptism could at that moment issue the same cry of celebration: “Hallelujah! I am debt free!” This is the first thing God gives us when we become a part of His family.”
Jack Cottrell, Studies in Ephesians: 25 Lessons for Group or Personal Study
“The clear implication is that baptism is not meant to be placed in the category of Christian good works. It has a meaning distinct from any act of obedience expected of a Christian, and an importance far beyond that of any of these acts.”
Jack Cottrell, Baptism: A Biblical Study
“The sad thing is that what we hear most often about this or that church (or denomination) is what they do not believe and teach anymore! Various terms are used to refer to those individuals and churches and schools who reject the full authority of the Bible: “liberal,” “left-wing,” “progressive,” “non-Bible-believing.” The concern for sin and salvation and for our eternal destinies (heaven or hell) is replaced with concern for making a better life for people here on earth”
Jack Cottrell, Studies in Ephesians: 25 Lessons for Group or Personal Study

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Baptism: A Biblical Study Baptism
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