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“Credit isn't cash, credit is debt. Debt is simply the selling of your own future earnings.”
Nic Adams, Radical Frugality: Living in America on $8,000 a Year
“Because it's not about how much you earn, it's about how much you spend. And spending is in your control.”
Nic Adams, Radical Frugality: Living in America on $8,000 a Year
“Convenience, by definition, means you are paying a premium for an aspirational product, only putting yourself further and further behind in achieving positive cash-flow and ensuring you will only work harder and find yourself more exhausted in the future, extending the rat race of consumerism.”
Nic Adams, Radical Frugality: Living in America on $8,000 a Year
“People fill their time with high intensity distraction because they have completely lost touch with what it would mean to take purposeful action to fulfill their own potential.”
Nic Adams, Radical Frugality: Living in America on $8,000 a Year

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Radical Frugality: Living in America on $8,000 a Year Radical Frugality
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Radical Frugality: How to Live in America on $8000 a year Radical Frugality
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