Carlos Sera

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Carlos Sera

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Ernest Hemingway

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October 2015

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Carlos Sera grew up outside Baltimore, Maryland. He graduated from Johns Hopkins University then earned his MBA in Finance and Applied Economics from the Simon School of Business. He is a Registered Investment Advisor, trader and author of the financialtales.com blog where he explains the world of money and behavior through storytelling. Carlos has worked with hundreds of clients over three decades and shares his experiences. He is a first generation Cuban-American and resides in Maryland with his wife and children.

Average rating: 4.8 · 10 ratings · 4 reviews · 2 distinct works
Financial Tales

4.80 avg rating — 10 ratings — published 2015 — 3 editions
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Financial Tales: Proven Fin...

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Is Your State On the Naughty or Nice List? [Survey]

title graphic for a study called ���Is Your State On the Naughty or Nice List?��� featuring a Santa Claus, elf, and naughty list illustration

The holidays have a way of bringing out both our halos and our horns. To see which parts of the country are keeping Santa proud (and which might be getting coal this year), we ranked every U.S. state on a scale from naughty to nice.

To build this ranking, we surveyed 2,295 Americans across 46 states and analyzed responses to 11 questions about classic holiday behaviors, from how much people don

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Published on November 12, 2025 08:04
Financial Tales
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Is Your State On the Naughty or Nice List? [Survey]



The holidays have a way of bringing out both our halos and our horns. To see which parts of the country are keeping Santa proud (and which might be g Read more of this blog post »
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