Clark Howard
Born
in The United States
June 20, 1955
Website
Genre
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Clark Howard's Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money
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published
2011
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17 editions
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Clark Howard's Living Large for the Long Haul: Consumer-Tested Ways to Overhaul Your Finances, Increase Your Savings, and Get Your Life Back on Track: ... Americans Who Saved, Lost, and Saved Again!
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published
2013
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11 editions
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Get Clark Smart: The Ultimate Guide to Getting Rich From America's Money-Saving Expert
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published
1955
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13 editions
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Clark's Big Book of Bargains: Clark Howard Teaches You How to Get the Best Deals
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published
2003
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10 editions
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Clark Smart Real Estate: The Ultimate Guide to Buying and Selling Real Estate
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published
2007
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4 editions
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Clark Smart Parents, Clark Smart Kids: Teaching Kids of Every Age the Value of Money
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published
2005
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4 editions
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Get Clark Smart
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published
2002
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4 editions
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Consumer Survival Kit 3
by
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published
1998
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4 editions
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“I’d prefer that you get no refund at all. If you are getting one, it means that you’ve made an interest-free loan to the government and your money has been working for them—not you—all year long.”
― Clark Howard's Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money
― Clark Howard's Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money
“Obtain a patent on the cheap I don’t have much creativity and inventiveness in this brain of mine, so I’m always impressed by those who do. Most inventions start with an “Aha!” when inventors realize they can create something that will benefit themselves and other people. Once you have your eureka moment, it’s important to do something that’s so cheap but will be so helpful down the road: Write your thoughts down on paper and mail them to yourself. For the price of a first-class postage stamp, you’ve now established a time line that proves your claim to an idea if someone else forces you into an intellectual property dispute at any point. Stay away from any organization with ads on TV telling you to contact them if you have an idea. They’ll trick you into believing they love your idea ... but need several thousand dollars to take the idea to the next level. Before you know it, you’re scammed out of thousands and are no closer to bringing the idea alive. (More on that in the next tip.) So where can you turn? Try visiting the United States Patent and Trademark Office’s website at USPTO.gov. They do a pretty good job explaining the basics of patent and trademarks in something approximating English, not governmentese. I also like a book called Patent It Yourself by David Pressman. A new copy runs a little more than $30 at Nolo.com, and you can find it used for less. David explains in simple English how the whole patenting process works. His book will help you decide whether you want to proceed down the self-help path or hire an intellectual property attorney. The latter option can be pretty pricey. Getting a patent is not the most difficult part; the most difficult part is finding a market for your idea. Building a “looks like, feels like” prototype is very important if you ever hope to bring your idea to market. You need to have more than just an idea on paper. Think of this whole process as a journey, not just a single pit stop. Avoid phony inventor”
― Clark Howard's Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money
― Clark Howard's Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money
“Get a job in a city where your money goes further In a time when unemployment is high, people are assessing where they want to live and where they can make their money stretch. After all, Americans have always been a migratory people when the chance to follow opportunity arises. Salary.com’s Salary Value Index (SVI) surveys American cities to determine where your paycheck will stretch the furthest. At the top of the list sits a suburb of Dallas called Plano. The No. 2 spot was nabbed by the Denver suburb of Aurora, Colorado. One shocker on the list for me was Seattle at No. 10. I’ve always considered the Emerald City a very costly place to live, but then again, salaries are high throughout the area. The worst place to live when it comes to stretching a buck? New York City, followed by Washington, D.C., Los Angeles, Honolulu, and San Francisco. Salary.com also offers a feature where you can plug in the proposed”
― Clark Howard's Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money
― Clark Howard's Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend Smarter, and Save Money
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