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John F. McLaughlin

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Author John McLaughlin resides in Edmonton and spent a lifetime researching the content for this non-fiction, personal finance, self-help guide. After retiring from management consulting in 2018, he consolidated this unique body of knowledge, for sharing with fellow Canadians. This guide contains many insights from his experience using 15 of the guide's 85 funding sources for the post-secondary education of three generations of his family. He planned funding for two grandchildren now in University pursuing studies that require a combined $200,000. Some funding sources are unconventional and readers are shown how Canada Student Loans can be leveraged, scholarships secured and RESPs optimized. Over 700 hotlinks connect readers to experts and ...more

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John F. McLaughlin The Canadians’ Education Funding Guide is designed for anyone planning or supporting post-secondary education in Canada. Whether you’re saving for a c…moreThe Canadians’ Education Funding Guide is designed for anyone planning or supporting post-secondary education in Canada. Whether you’re saving for a child’s future, preparing for college or university, returning to school yourself, or helping others navigate education funding, this guide provides practical, unbiased information to help you make informed decisions.

It is especially valuable for:

- Parents and grandparents planning for a child’s education
- High school and post-secondary students
- Adults returning to school or changing careers
- Indigenous students
- People with disabilities
- New Canadians seeking education or professional recertification
- Educators, guidance counsellors, and financial professionals supporting students and families
No matter your age, income, or stage of life, the guide helps you understand your options, compare funding sources, and build a personalized education funding plan with confidence.(less)
Average rating: 4.5 · 2 ratings · 0 reviews · 1 distinct work
Canadians' Education Fundin...

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Canada Student Loans 2026-27

Should students max out on all other revenue sources before taking out a Canada Student Loan, (CSL) i.e. is it always the last resort?

No, since not all debt is bad. Consider these factors to help you assess your situation:

Minimize taking on any debt that you may have difficulty repaying.If you don’t apply for  CSL, you may miss out on receiving a Canada Student Grant, since you apply for both simu Read more of this blog post »
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Published on August 28, 2026 10:21

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John F. McLaughlin wrote a new blog post

Canada Student Loans 2026-27

Should students max out on all other revenue sources before taking out a Canada Student Loan, (CSL) i.e. is it always the last resort?No, since not al Read more of this blog post »
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“The Canada learning Bond (CLB), up to $2,000, is given to low-income families who opened a RESP, even with no contribution. CLB is available to eighteen to twenty-year-olds, previously unnamed as a RESP beneficiary.”
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The 7 Habits of Highly Effective People by Stephen R. Covey
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Becoming the Wealthy Woman by Henry B. Cimmer
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Winning the Education Savings Game by Tim Cestnick
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Debt-Free Graduate, The - How to Survive College or Universit... by Murray Baker
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Financing College by Kristin   Davis
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“The purpose of the Canadian Education Funding Guide is to improve access to higher learning by reducing funding barriers. Parents, students, lifelong learners, teachers, educators, and financial and other expert service providers can conveniently access the latest unbiased, comprehensive information in this guide.”
― John F. McLaughlin, Canadians' Education Funding Guide : First Edition

“When pursuing higher education, a student’s priority is investing in themselves for future benefits, but students also gain valuable experience
and skills from working”
― John F. McLaughlin, Canadians' Education Funding Guide : First Edition

“Diversify—Use More than 1 Funding Source
At least eighty-five funding sources are available, as outlined in this guide. With diverse funding, if one source does not produce results expected, the impact is not disastrous. One approach is to select a primary source and a secondary source.”
― John F. McLaughlin, Canadians' Education Funding Guide : First Edition

“Diversify—Use More than 1 Funding Source
At least eighty-five funding sources are available, as outlined in this guide. With diverse funding, if one source does not produce results expected, the impact is not disastrous. One approach is to select a primary source and a secondary source.”
― John F. McLaughlin, Canadians' Education Funding Guide : First Edition

“The purpose of the Canadian Education Funding Guide is to improve access to higher learning by reducing funding barriers. Parents, students, lifelong learners, teachers, educators, and financial and other expert service providers can conveniently access the latest unbiased, comprehensive information in this guide.”
― John F. McLaughlin, Canadians' Education Funding Guide : First Edition

“The Canada learning Bond (CLB), up to $2,000, is given to low-income families who opened a RESP, even with no contribution. CLB is available to eighteen to twenty-year-olds, previously unnamed as a RESP beneficiary.”
― John F McLaughlin

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