Jay Nesbit's Blog

October 16, 2025

The Best Investments for Retirees: Smart Ways to Make Your Money Work for You

The Pharmacist Wordsmith – October 16, 2025 – Life-Changing Words Post #59 When it comes to the best investments for retirees, one thing is clear—your goals change. It’s no longer about getting rich quick. It’s about keeping what you’ve built, earning reliable income, and sleeping well at night. The trick is finding that sweet spot between safety, income, and […]

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Published on October 16, 2025 08:09

October 2, 2025

The Battle Inside Your Mind: How to Stop Overthinking

The Pharmacist Wordsmith – October 2, 2025 – Life-Changing Words Post #58 Fredrik Backman’s book My Friends has a line that stopped me in my tracks: “The most dangerous place on earth is inside us.” He’s right. The battle inside your mind can feel scarier than anything happening outside. If you’ve ever laid awake at night replaying the past […]

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Published on October 02, 2025 02:23

September 18, 2025

Why You Can’t Plan for Everything (and That’s Okay)

The Pharmacist Wordsmith – September 18, 2025 – Life-Changing Words Post #57 No matter how careful you are, you never really know what life has in store. You can save, plan, and prepare until your to-do list looks like a NASA launch sequence—but then life throws you a curveball. Life is unpredictable. A diagnosis you never saw coming. A […]

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Published on September 18, 2025 02:35

September 4, 2025

Growing Old Is a Privilege Not Everyone Gets

Image by myshoun from Pixabay The Pharmacist Wordsmith – September 4, 2025 – Life-Changing Words Post #56 We joke about aging a lot. The gray hairs. The wrinkles. The creaky knees. Birthday cards that say “over the hill.” But here’s the thing: growing old is a privilege. And it’s not one that everyone gets. Instead of fearing it or fighting it, what […]

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Published on September 04, 2025 03:07

August 21, 2025

How to Look Forward to Every Day

Image by Евгения from Pixabay The Pharmacist Wordsmith – August 21, 2025 – Life-Changing Words Post #55 Some mornings, it’s easy to hit snooze and think, Do I really have to get up?Other mornings, you wake up almost excited—ready to see what the day brings. That second feeling? That’s what “looking forward to every day” is all about. It’s not about pretending […]

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Published on August 21, 2025 02:21

August 7, 2025

Let’s Talk: What Does ‘Living Well’ Mean to You Right Now?

Image by Gerd Altmann from Pixabay The Pharmacist Wordsmith – August 7, 2025 – Life-Changing Words Post #54 Let’s be honest. Most of us are doing the best we can with what we’ve got. We might still be working, retired, caregiving, grieving, exploring, healing, starting over, or all of the above (depending on the day). And no matter how many books we […]

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Published on August 07, 2025 07:32

July 24, 2025

Retirement Planning for People 55 and Up: Start Where You Are

Image by Mohamed Hassan from Pixabay The Pharmacist Wordsmith – July 24, 2025 – Life-Changing Words Post #53 If you’re in your 50s or 60s and feeling behind on retirement planning, let me say this clearly: you’re not alone—and it’s not too late. Maybe you didn’t have much extra to save earlier in life. Maybe you raised a family, dealt with job […]

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Published on July 24, 2025 03:16

July 10, 2025

What It Means to Be Free (Really Free)

Image by Songchai Premprasopchok from Pixabay The Pharmacist Wordsmith – July 10, 2025 – Life-Changing Words Post #52 The fireworks are over. The grill’s been cleaned. The flag shirts are folded and back in the drawer. But just because the Fourth of July has passed doesn’t mean the idea of freedom should fade into the background again. If anything, now is the […]

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Published on July 10, 2025 03:29

June 26, 2025

The Antidote for Retirement Anxiety is Action

Image by Erika R. from Pixabay The Pharmacist Wordsmith – June 26, 2025 – Life-Changing Words Post #51 Thinking about retirement can be exciting… and terrifying.For every daydream about travel and sleeping in, there’s a nagging voice asking: That voice is called anxiety.And while it’s normal, it doesn’t have to run the show. Here’s the good news:You don’t have to think your […]

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Published on June 26, 2025 09:59

June 12, 2025

When “I’m Fine” Isn’t the Truth

Image by Michal Jarmoluk from Pixabay The Pharmacist Wordsmith – June 12, 2025 – Life-Changing Words Post #50 Let’s be real for a second—most of us are carrying way more than we let on. We show up with a smile. We say “I’m good” or “just tired” when someone asks how we’re doing. But underneath the surface? There’s often a whole mess […]

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Published on June 12, 2025 03:17