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Jonathan Clements

Goodreads Author

Born

in London, The United Kingdom

Website

http://www.HumbleDollar.com

Twitter

ClementsMoney

Member Since

November 2013

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Jonathan Clements is the author of "How to Think About Money" and editor of HumbleDollar.com. He was born in England, graduated from Cambridge University and now lives just outside New York City. He wrote for Euromoney and Forbes before joining The Wall Street Journal, where he worked for almost 20 years. He also spent six years at Citigroup as Director of Financial Education for the bank's U.S. wealth-management business. Jonathan has written seven books -- a novel and six guides to personal finance. For additional information, go to HumbleDollar.com. You can follow Jonathan on Twitter @ClementsMoney or on Facebook at Jonathan Clements Money Guide. ...more

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Jonathan Clements's Blog

A Place At The Table

The first time I sat down for dinner with Joey’s family in the Philippines, I did what I had always done at a restaurant: I picked up the menu and started deciding what I wanted to eat. I soon realized I had it all wrong. Nobody was ordering their dinner. Dishes were being chosen for the table, passed around and shared by everyone.

It was a small moment, but I didn’t forget it. In the years since,

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Jonathan Clements’s books

Average rating: 4.0 · 2,051 ratings · 193 reviews · 11 distinct works • Similar authors

	How to Think About Money 4.18 avg rating — 1,013 ratings — published 2016 — 12 editions	Error rating book. Refresh and try again. Rate this book Clear rating 1 of 5 stars 2 of 5 stars 3 of 5 stars 4 of 5 stars 5 of 5 stars
	The Little Book of Main Street Money: 21 Simple Truths that Help Real People Make Real Money (Little Books. Big Profits) 3.81 avg rating — 359 ratings — published 2009 — 26 editions	Error rating book. Refresh and try again. Rate this book Clear rating 1 of 5 stars 2 of 5 stars 3 of 5 stars 4 of 5 stars 5 of 5 stars
	From Here to Financial Happiness: Enrich Your Life in Just 77 Days 3.58 avg rating — 182 ratings — published 2018 — 8 editions	Error rating book. Refresh and try again. Rate this book Clear rating 1 of 5 stars 2 of 5 stars 3 of 5 stars 4 of 5 stars 5 of 5 stars
	My Money Journey: How 30 people found financial freedom - and you can too 3.90 avg rating — 149 ratings — 6 editions	Error rating book. Refresh and try again. Rate this book Clear rating 1 of 5 stars 2 of 5 stars 3 of 5 stars 4 of 5 stars 5 of 5 stars
	The Best of Jonathan Clements: Classic Columns on Money and Life 4.27 avg rating — 132 ratings — published 2025 — 4 editions	Error rating book. Refresh and try again. Rate this book Clear rating 1 of 5 stars 2 of 5 stars 3 of 5 stars 4 of 5 stars 5 of 5 stars
	48 and Counting 3.57 avg rating — 115 ratings — published 2012 — 2 editions	Error rating book. Refresh and try again. Rate this book Clear rating 1 of 5 stars 2 of 5 stars 3 of 5 stars 4 of 5 stars 5 of 5 stars
	Jonathan Clements Money Guide 2015 4.04 avg rating — 47 ratings — published 2014 — 2 editions	Error rating book. Refresh and try again. Rate this book Clear rating 1 of 5 stars 2 of 5 stars 3 of 5 stars 4 of 5 stars 5 of 5 stars
	Money and Me: How to Make Your Finances Work Harder for You and Your Family 4.47 avg rating — 36 ratings — published 2026 — 6 editions	Error rating book. Refresh and try again. Rate this book Clear rating 1 of 5 stars 2 of 5 stars 3 of 5 stars 4 of 5 stars 5 of 5 stars
	25 Myths You've Got to Avoid--If You Want to Manage Your Money Right: The New Rules for Financial Success 3.85 avg rating — 26 ratings — published 1998 — 5 editions	Error rating book. Refresh and try again. Rate this book Clear rating 1 of 5 stars 2 of 5 stars 3 of 5 stars 4 of 5 stars 5 of 5 stars
	Funding Your Future: The Only Guide to Mutual Funds You'll Ever Need 3.29 avg rating — 7 ratings — published 1993	Error rating book. Refresh and try again. Rate this book Clear rating 1 of 5 stars 2 of 5 stars 3 of 5 stars 4 of 5 stars 5 of 5 stars

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Jonathan Clements wrote a new blog post A Place At The Table The first time I sat down for dinner with Joey’s family in the Philippines, I did what I had always done at a restaurant: I picked up the menu and sta Read more of this blog post »
Aug 26, 2026 03:41AM · like

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Quotes by Jonathan Clements (?)

“He would joke that “stock-market forecasters exist to make astrologers look good.”
― Jonathan Clements, 48 and Counting

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“We’re too focused on the short-term. Experts keep advising us to save and invest, so we can retire in 20 or 30 years. And yet we remain almost exclusively focused on the here and now. Is there a new toy we’re hankering to buy? To persuade us to postpone the purchase for a mere 12 months, somebody would likely have to offer us a huge financial incentive. We are also overly influenced by recent events, including the latest political news, the current crop of economic data, and whether the financial markets have lately been rising or falling. We ascribe great importance to the days and weeks ahead, and not nearly enough to next year, let alone the next 10 years.”
― Jonathan Clements, How to Think About Money

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“We base decisions on information that’s easily recalled. Airplane crashes make the news, so we are more fearful of flying than driving, even though car accidents cause many more deaths. Similarly, we hear a lot about investment legend Warren Buffett and a lot about lottery ticket winners, which makes beating the market and winning the lottery seem far more likely than they really are.”
― Jonathan Clements, How to Think About Money

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