Jonathan  Clements

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Brad
403 books | 185 friends

Karen J...
1,293 books | 2,982 friends


Jonathan Clements

Goodreads Author


Born
in London, The United Kingdom
Website

Twitter

Member Since
November 2013


Jonathan Clements is the author of "How to Think About Money" and editor of HumbleDollar.com. He was born in England, graduated from Cambridge University and now lives just outside New York City. He wrote for Euromoney and Forbes before joining The Wall Street Journal, where he worked for almost 20 years. He also spent six years at Citigroup as Director of Financial Education for the bank's U.S. wealth-management business. Jonathan has written seven books -- a novel and six guides to personal finance. For additional information, go to HumbleDollar.com. You can follow Jonathan on Twitter @ClementsMoney or on Facebook at Jonathan Clements Money Guide. ...more

Smoke, Sparks and Retirement Spending.

Spring arrived bang on cue at the start of March, and the weather gods actually delivered some proper early sunshine. I seized the moment, dug out the power washer, and set about bringing the yard back to life. Forty-five minutes in, my trusty 20-year-old yellow Kärcher started making alarming noises and belching smoke. That was that.

I've said it before and I'll say it again: Things don't stop bre

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Published on March 05, 2026 07:30
Average rating: 3.98 · 1,853 ratings · 173 reviews · 10 distinct worksSimilar authors
How to Think About Money

4.17 avg rating — 931 ratings — published 2016 — 10 editions
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The Little Book of Main Str...

3.81 avg rating — 355 ratings — published 2009 — 26 editions
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From Here to Financial Happ...

3.58 avg rating — 179 ratings7 editions
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My Money Journey: How 30 pe...

3.90 avg rating — 143 ratings3 editions
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48 and Counting

3.53 avg rating — 112 ratings — published 2012 — 2 editions
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Jonathan Clements Money Gui...

4.54 avg rating — 54 ratings3 editions
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Jonathan Clements Money Gui...

4.04 avg rating — 47 ratings — published 2014 — 2 editions
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25 MYTHS YOU'VE GOT TO AVOI...

3.85 avg rating — 26 ratings — published 1998 — 4 editions
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Funding Your Future: The On...

3.29 avg rating — 7 ratings — published 1993
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You've Lost It, Now What? H...

2.80 avg rating — 5 ratings — published 2003 — 3 editions
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Jonathan’s Recent Updates

Jonathan Clements wrote a new blog post

Smoke, Sparks and Retirement Spending.

Spring arrived bang on cue at the start of March, and the weather gods actually delivered some proper early sunshine. I seized the moment, dug out the Read more of this blog post »
More of Jonathan's books…
Quotes by Jonathan Clements  (?)
Quotes are added by the Goodreads community and are not verified by Goodreads. (Learn more)

“He would joke that “stock-market forecasters exist to make astrologers look good.”
Jonathan Clements, 48 and Counting

“We’re too focused on the short-term. Experts keep advising us to save and invest, so we can retire in 20 or 30 years. And yet we remain almost exclusively focused on the here and now. Is there a new toy we’re hankering to buy? To persuade us to postpone the purchase for a mere 12 months, somebody would likely have to offer us a huge financial incentive. We are also overly influenced by recent events, including the latest political news, the current crop of economic data, and whether the financial markets have lately been rising or falling. We ascribe great importance to the days and weeks ahead, and not nearly enough to next year, let alone the next 10 years.”
Jonathan Clements, How to Think About Money

“We base decisions on information that’s easily recalled. Airplane crashes make the news, so we are more fearful of flying than driving, even though car accidents cause many more deaths. Similarly, we hear a lot about investment legend Warren Buffett and a lot about lottery ticket winners, which makes beating the market and winning the lottery seem far more likely than they really are.”
Jonathan Clements, How to Think About Money

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