In his inaugural address President Obama told us that the economic crisis wasn't simply the result of "greed and irresponsibility on the part of some," but a consequence of "our collective failure to make hard choices and prepare the nation for a new age."

He was talking about ethical choices. Doing what is right and being good persons even when it seems that we might profit by doing what is wrong, or when we want good government but are unwilling to pay the taxes necessary for government that wo