If you’re reading this article, then I think you would agree that budgets can be intimidating and hard to tackle. That’s why I’m going to teach you how to make a budget!

But I’m barely getting by month-to-month as it is. I don’t have enough money to put any in savings. I’m slowly being crushed under a mountain of loans.

These are some of the thoughts that might prevent people from finding the time and money to sit down and make a budget.

But what if budgets weren’t as overwhelming as we tho...