I’m writing this post for two reasons - firstly, because finances are an omnipresent train of thought for me. I’ve always been a bit interested in money, an extension of an interest in numbers. However, it was really the experience of being both poorly advised and flagrantly defrauded by actual licensed financial advisors that really sharpened my desire to be in full informed control of all things money. That experience is fortunately in the 10+ plus past now, and I’ve long left behind the i...