It’s a new year and you have a burning desire to make resolutions. You visualize what you'd love to accomplish by 2021. You’re totally focused and you’re determined to meet those goals until ...da, da, da! …your first set back.

If your goal is to get up earlier, the set back will be the morning you oversleep. If your goal is to lose weight, your set back will be the first sweet you’ll gobble up. If your goal is to write every day, the setback will be the day life took over and you didn’t have...