It’s officially here—hurricane season in Florida. Across the state, many residents are already preparing. They’re stocking up on water bottles, batteries, non-perishable food, generators, and securing window shutters. They’re alert. They’re ready. But not everyone is.

Some ignore the forecasts. They hear the weather reports but dismiss them. They see the storm’s projected path but convince themselves it will veer away. They’re urged to evacuate but refuse. And yet, despite the warnings, many ...