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#1

“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

52 likes

#2

“That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.”
― Dave Ramsey, Financial Peace Revisited: New Chapters on Marriage, Singles, Kids and Families

38 likes

#3

“Having children doesn’t make you a good parent, it means you had sex. That’s all.”
― Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches

10 likes

#4

“Debt is normal! So why be normal?”
― Dave Ramsey, The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth)

10 likes

#5

“Debt is so ingrained into our culture that most Americans cannot even envision a car without a payment, a house without a mortgage, a student without a loan, and credit without a card. We”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

9 likes

#6

“A good man leaves an inheritance to his children’s children” (Prov. 13:22 NKJV). I”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

9 likes

#7

“Saving for a down payment or cash purchase of a home should occur after becoming debt-free in Step Two and after finishing the emergency fund in Step Three. That makes saving for a down payment Baby Step Three (b). You should save for the home if you have the itch before moving on to the next step. Many people are worried about getting a home, but please let it be a blessing rather than a curse. It will be a curse if you buy something while you are still broke. There are all sorts of folks who are eager to “work with you” so you can make it happen sooner, but the definition of “Creative Financing” is “Too Broke to Buy a House.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness

11 likes

#8

“When you know the impact of little expenses, you will realise that there is nothing little in this world.”
― Manoj Arora, From the Rat Race to Financial Freedom

tags: expense, expenses, life, little, little-things, personal-finance, world

4 likes

#9

“Financial planning and discipline is key to one's financial freedom.”
― Kishorkumar Balpalli

tags: financial-advice, financial-freedom, financial-planning, money-management, money-quotes, personal-finance, wealth-creation, wealth-management

2 likes

#10

“A 10% loss in any investment can be recovered, not by 10%, but only by 11% gain.
A 50% loss in any investment can be recovered only by 100% gain.
And a 90% loss in any investment can be recovered only by a whopping 1,000% gain.

Yes, all the above statements are true.
Numbers can confuse the best of financial wizards.
It needs a rare trait of common sense to unravel the mysteries of finance.

For your investments:
- Keep them Simple.
- Avoid Jargons.
- Exhibit Discipline.
- Be Consistent.
- Apply Common Sense”
― Manoj Arora, The Autobiography Of A Stock

tags: financial-freedom, investment, money, personal-finance, simplicity, wealth-quotes

4 likes

#11

“Better to look broke and debt-free than to look good and in deep debt.”
― Abdul Malik Omar, Ka-Ching! Your Money, Your Life: Financial Guide for Young Adults in Brunei

tags: comparison-to-others, debt, personal-finance

4 likes

#12

“Debt is a dream killer.”
― Kerry Hannon, Great Jobs for Everyone 50 +, Updated Edition: Finding Work That Keeps You Happy and Healthy...and Pays the Bills

tags: personal-finance

3 likes

#13

“Stop making debt and going broke and calling that "living". That's not living, it's lying.”
― Michelle Walker-Wade

tags: personal-development, personal-finance

2 likes

#14

“Most people can afford healthcare and education in the age group when both these things are not relevant.”
― D. S. Pandit, Wisdom Quotes and Life Lessons

tags: education, healthcare, irony-of-life, paradox-of-life, personal-finance

2 likes

#15

“Radical economic transformation is not a quality you demand from the government, radical economic transformation is a quality you demand from yourself”
― Mac Duke The Strategist

tags: financial-education, financial-literacy, personal-development, personal-finance

1 likes

#16

“Most of the people who flaunt their wealth in Social Media are either mostly in debt or have parents who affluent. The most important thing you can do is to focus on your life and stop comparing yourself against others.”
― Abdul Malik Omar

tags: finance, personal-finance

1 likes

#17

“Most of the people who flaunt their wealth in Social Media are either mostly in debt or have parents who affluent.”
― Abdul Malik Omar, Ka-Ching! Your Money, Your Life: Financial Guide for Young Adults in Brunei

tags: personal-finance

1 likes

#18

“Always pay your debt.”
― Abdul Malik Omar, Triumph: Unleash Your Inner Entrepreneur

tags: personal-finance

1 likes

#19

“You can't control the national and global economy. You can only control their impacts on your personal and family economy.”
― Omony Geoffrey Ocaya

tags: control, economy, family-finance, personal-finance, take-responsibility

1 likes

#20

“put time on your side. Start saving early and save regularly. Live modestly and don't touch the money that's been set aside.”
― Burton G. Malkiel, A Random Walk Down Wall Street

tags: investing, personal-finance

12 likes

#21

“The truly wealthy don't often pursue status. They don't need to. They have already made it. The pursuit of Rolex watches and $100,000 vehicles is for wannabes like you and me. Why pursue status when you've already achieved it?”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

tags: personal-finance, values

4 likes

#22

“Finding Money Maturity means resolving your inner conflicts around money. It really comes down to discovering a sense of ease around money.”
― George Kinder, TheSeven Stages of Money Maturity by Kinder, George ( Author ) ON Mar-03-2008, Paperback

tags: maturity, money, money-management, personal-finance

4 likes

#23

“As soon as we become aware of money, we develop beliefs about it-- beliefs we cling to, sometimes for the rest of our lives, often at the cost of our souls.”
― George Kinder, TheSeven Stages of Money Maturity by Kinder, George ( Author ) ON Mar-03-2008, Paperback

tags: beliefs, clinging, money, money-management, personal-finance, shame-resilience

4 likes

#24

“Financial stability is much more about doing the best with what you have and not about achieving a certain level of income.”
― Erik Wecks, How to Manage Your Money When You Don't Have Any

tags: personal-finance

3 likes

#25

“Money Compounding is one concept that does not hit you unless your stars are aligned”
― Manoj Arora, From the Rat Race to Financial Freedom

tags: compound-interest, compounding, concept, money, personal-finance

3 likes

#26

“Cultivate an environment fertile for good habits to flourish”
― Money Tree Man

tags: british, discipline, inspirational, investment, personal-development, personal-finance, self-improvement, vlogger, youtube, youtuber

3 likes

#27

“Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.”
― Dave Ramsey

tags: personal-finance

16 likes

#28

“Your assets are your employees. Invest more on those performing well. Let the non performers go.”
― Manoj Arora, From the Rat Race to Financial Freedom

tags: asset, assets, employees, finance, financial-freedom, invest, investing, investment, money, non-performer, personal-finance

9 likes

#29

“Either you create million excuses or you create million rupees. But you cannot create both.”
― Abhishek Kumar, The Richest Engineer

tags: inspirational-quotes, money-quotes, motivational-quotes, personal-finance

2 likes

#30

“If you don't take good care of your credit, then your credit won't take good care of you.”
― Tyler Gregory

tags: bad-credit, change, collections, consumer-law, credit, credit-bureau, credit-cards, credit-challenged, credit-repair, credit-report, credit-restoration, credit-score, data, debt, fair-credit, innaccurate-account, invalid-account, judgment, life, medical-bills, numbers, personal-finance, personal-information, privacy, public-record, wja, write-offs

16 likes

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