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First, sign up at stripe.com using a valid email. You’ll need to enter your business details, such as your legal name, type of business (LLC or individual), address, and a short description of what you sell. Stripe also requires a professional-looking website or landing page that clearly explains your products or services.

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Make sure your documents are clear and consistent. Avoid using VPNs or fake information—Stripe’s system will flag it, and your account could be suspended.

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If you’re starting an online business or offering digital services, having a verified Stripe account is essential for accepting payments seamlessly. Stripe is a globally trusted payment processor, but to unlock its full functionality, your account must be verified. In this guide, we’ll walk you through the exact steps to get a verified Stripe account and ensure your business runs smoothly.

Step 1: Sign Up for a Stripe Account
To begin, visit Stripe.com and click on the “Start now” or “Sign up” button. You’ll be prompted to enter your email address, full name, and create a secure password. After confirming your email, you’ll gain access to the Stripe dashboard.

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Tax Identification Number: Depending on your country, this may be an EIN (US), VAT (EU), or local tax ID.

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Once all documents are submitted, Stripe will review your application. This typically takes a few minutes to a few hours, but in some cases, it may take up to 24–48 hours. You’ll receive an email when your account is verified and fully active.”
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Buying a verified account may sound like a shortcut, but it exposes you to severe risks: account shutdowns, frozen funds, potential liability for fraud, and even criminal charges in extreme cases. Stripe tracks suspicious activity closely; mismatched business details or unusual ownership raise red flags fast.

Why Stripe verification exists
Stripe’s verification is there to protect sellers, buyers, and the banking system. It prevents impersonation, money-laundering, and chargeback fraud. Complying with KYC (Know Your Customer) rules may seem annoying, but it’s what keeps payment rails open and your funds flowing.

Overview: What “verified” means for Stripe
KYC (Know Your Customer) basics
Verification confirms who you are and that your business is legit. Stripe collects identity documents, business registrations, and bank account details. They may run automated checks and manual reviews.

Business vs. individual accounts
Stripe supports individual (sole proprietor) and business accounts (LLC, corporation, nonprofit). Each has different document requirements: businesses need EINs and formation paperwork; individuals provide SSNs and personal IDs.

Step 1: Decide the right Stripe account type
Individual / Sole proprietor
If you’re a solo freelancer using your SSN, choose the individual path. It’s quick, but your personal credit and identity are tied to the account.

LLC or Corporation
If you plan to scale, hire, accept higher volumes, or separate personal liability, form an LLC or corporation. That helps with taxes, credibility, and sometimes with Stripe underwriting.
Nonprofit and marketplace considerations
Nonprofits and marketplace platforms (with sellers) have special flows. Marketplaces often use Stripe Connect and require additional documentation and flow design.

Step 2: Gather required documents (NYC-specific tips)
Identity documents (passport, driver’s license)
Have a government-issued photo ID ready. For NYC residents, a New York State driver’s license or passport are standard. Make sure the scans/photos are clear and not cropped.

Business documents (EIN, Articles of Organization)
If you operate a business, get an EIN from the IRS (free). For LLCs/corporations, have your Articles of Organization/Incorporation and your NYS Certificate of Authority or formation paperwork handy.

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