Joseph Zairo

“The best financial plan is to save like a pessimist and invest like an optimist. That idea—the belief that things will get better mixed with the reality that the path between now and then will be a continuous chain of setback, disappointment, surprise, and shock—shows up all over history, in all areas of life.”
― Morgan Housel, Same as Ever: Timeless Lessons on Risk, Opportunity and Living a Good Life

“author Yuval Noah Harari writes: “To enjoy peace, we need almost everyone to make good choices. By contrast, a poor choice by just one side can lead to war.”
― Morgan Housel, Same as Ever: A Guide to What Never Changes

“Psychologist Jonathan Haidt says people don’t really communicate on social media so much as they perform for one another.”
― Morgan Housel, Same as Ever: A Guide to What Never Changes

“optimists habitually search for temporary and specific causes of their suffering, whereas pessimists assume permanent and pervasive causes are to blame.”
― Angela Duckworth, Grit: The Power of Passion and Perseverance