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285,358 voters
“Even though it's only a minority of men who are violent or predatory, I don't know if men realise that girls are trained our entire lives to minimise the danger from you - and blamed if we don't.”
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“Saving for a down payment or cash purchase of a home should occur after becoming debt-free in Step Two and after finishing the emergency fund in Step Three. That makes saving for a down payment Baby Step Three (b). You should save for the home if you have the itch before moving on to the next step. Many people are worried about getting a home, but please let it be a blessing rather than a curse. It will be a curse if you buy something while you are still broke. There are all sorts of folks who are eager to “work with you” so you can make it happen sooner, but the definition of “Creative Financing” is “Too Broke to Buy a House.”
― The Total Money Makeover: A Proven Plan for Financial Fitness
― The Total Money Makeover: A Proven Plan for Financial Fitness
“Aaron anticipated the application of some kind of healing balm, but to his surprise the healer started singing a soft melodic tune. The breath from the notes fell on Aaron’s injured arm and he felt the hairs on his forearm react to the soft breath. It was only moments before the song drifted away on the wind and Wonataban’s instruction followed the last note: “Open your eyes.”
― The Empress:
― The Empress:
“Everything about him screamed in warning, “Caution: dangerous terrain ahead.” A warning that both intrigued and provoked her proceed-at-your-own-risk nature.”
― Gabriel's Fire
― Gabriel's Fire
Stephen’s 2025 Year in Books
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