Johnny Rivera

“Arrogance is someone claiming to have come to Christ, but they won't spend more than five minutes listening to your journey because they are more concerned about their own well being, rather than being a true disciple of Christ. Blessed is the person that takes the time to heal and hear another person so they can move on.”
― Shannon L. Alder

“Lovers of print are simply confusing the plate for the food.”
― Douglas Adams

“Have - have you got an appointment?' he said.
'I don't know,' said Carrot. 'Have we got an appointment?'
'I've got an iron ball with spikes on,' Nobby volunteered.
'That's a morningstar, Nobby.'
'Is it?'
'Yes,' said Carrot. 'An appointment is an engagement to see someone, while a morningstar is a large lump of metal used for viciously crushing skulls. It is important not to confuse the two, isn't it, Mr-?' He raised his eyebrows.
'Boffo, sir. But-'
'So if you could perhaps run along and tell Dr Whiteface we're here with an iron ball with spi- What am I saying? I mean, without an appointment to see him? Please? Thank you.”
― Terry Pratchett, Men at Arms

“A credit default swap was confusing mainly because it wasn’t really a swap at all. It was an insurance policy, typically on a corporate bond, with semiannual premium payments and a fixed term. For instance, you might pay $200,000 a year to buy a ten-year credit default swap on $100 million in General Electric bonds. The most you could lose was $2 million: $200,000 a year for ten years. The most you could make was $100 million, if General Electric defaulted on its debt any time in the next ten years and bondholders recovered nothing. It was a zero-sum bet: If you made $100 million, the guy who had sold you the credit default swap lost $100 million. It was also an asymmetric bet, like laying down money on a number in roulette. The most you could lose were the chips you put on the table; but if your number came up you made thirty, forty, even fifty times your money.”
― Michael Lewis, The Big Short: Inside the Doomsday Machine