Jeanie Beth Kim

“When you have debt, you don’t get to decide what you do with your money. Your lenders decide that for you. You can’t choose to take your money and save it, invest it, spend it, or even give it away. You lose the ability to make choices about your money when you have debt.”
― Rachel Cruze, NOT A BOOK: Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want

“investments are like manure. Left in one pile, it starts to stink. But when you spread it around, it grows things. I bet your financial guy never laid it out like that!”
― Dave Ramsey, Dave Ramsey's Complete Guide To Money: The Handbook of Financial Peace University

“If we believe the problem is too big for us to solve, it will be. If we believe we can conquer the mountain, we will. And how we’re going to do it will come to us in time.”
― Rachel Cruze, Know Yourself Know Your Money: Discover WHY you handle money the way you do, and WHAT to do about it!

“We’re setting our kids up for failure when we teach them that what they really need is more of us and less of themselves. A great parent finds ways to allow children to fail so that they can teach that child one of the most important lessons in life: “You can fail, but Mom and Dad will never stop loving you. We’ll show you how to stand back up on your feet and try again.” If you really want to teach a child how to succeed, you have to teach them how to plow through failure.15”
― Rachel Cruze, Know Yourself Know Your Money: Discover WHY you handle money the way you do, and WHAT to do about it!