(US)WinYee Low

“essential”
― Zoe McKey, Minimalist Budget: Simple Strategies On How To Save More, Spend Less, And Curb Spending Temptation (Without Living On Ramen)

“What is a FICO score? It is a credit score that lenders (and landlords) use to determine your future ability to pay bills. It is a mathematical equation that looks at multiple pieces of data from your credit report.”
― Cary Siegel, Why Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live By

“not just words, but words that carry the force of the state.”
― Joel P. Trachtman, The Tools of Argument: How the Best Lawyers Think, Argue, and Win

“the law itself may be inconsistent with substantive justice—it may be inconsistent with what you or I believe is right. The idea that we have a legal system rather than a system that simply says, “Do what is right in each circumstance,” represents a recognition that we must compromise about what we think may be right in order to live in a society with others who have varying visions of what is right.”
― Joel P. Trachtman, The Tools of Argument: How the Best Lawyers Think, Argue, and Win